Happy Returns 401(k) match, vesting and fees
What Happy Returns' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | ADP, Inc. | Schedule C ↗ |
| Independent auditor | Williams Benator & Libby, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 9,213 defined-contribution plans in professional, scientific, and technical services with 100 to 499 participants.
| Happy Returns: employer contribution per participant | $4,718 | |
| Peer median | $2,521 |
| Happy Returns: average balance | $33,031 | |
| Peer median | $75,833 |
| Happy Returns: admin expenses ÷ assets | 0.81% | |
| Peer median | 0.27% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $2.8M at the end of plan year 2023 to $7M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 258 | $7M | $1M | $4,718 | 0.81% | Not published | Form 5500 ↗ |
| 2023 | 313 | $2.8M | $87K | $433 | <0.01% | Not published | Form 5500 ↗ |
Other Happy Returns plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Happy Returns 401(k) Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Plan type and status | 401(k) · Terminated (final filing) | Form 5500 ↗ |
Common questions
Does Happy Returns match 401(k) contributions?
The match terms for the Happy Returns, LLC 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $1M in employer contributions, about $4,718 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Happy Returns 401(k) match vested?
The vesting schedule for the Happy Returns, LLC 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Happy Returns 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is ADP, Inc.. The plan administrator is Happy Returns, LLC.
I left Happy Returns. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Happy Returns, LLC, (662) 491-0573) or the recordkeeper, ADP, Inc.. The Happy Returns old 401(k) page lists the contacts from every plan filing. Find an old Happy Returns 401(k)
Data from the public Form 5500 annual reports Happy Returns filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Happy Returns. Not financial advice. Report a correction · Methodology