Harbor Industries 401(k) match, vesting and fees

Plan year 2024 filingHarbor Industries, Inc. 401(k) Plan · Plan 004 · EIN 38-0591933Updated Oct 2026

What Harbor Industries' 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2024 filing reports $247K in employer contributions, about $1,178 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2024 Form 5500 ↗
$69,423
Average account balance
234
Participants (end of year)
$14.6M
Plan assets (end of year)
0.38%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperMacatawa BankSchedule C ↗
Independent auditorDoeren Mayhew Assurance (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2024 medians for 8,908 defined-contribution plans in manufacturing with 100 to 499 participants.

Harbor Industries: employer contribution per participant$1,178
Peer median$1,847
Harbor Industries: average balance$69,423
Peer median$65,512
Harbor Industries: admin expenses ÷ assets0.38%
Peer median0.32%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $14.1M at the end of plan year 2021 to $14.6M at the end of plan year 2024.

$14.1M2021$11.3M2022$13.6M2023$14.6M2024
End-of-year figures from each plan year's Form 5500 filing for the Harbor Industries plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
2024234$14.6M$247K$1,1780.38%Not publishedForm 5500 ↗
2023220$13.6M$268K$1,3490.28%Not publishedForm 5500 ↗
2022249$11.3M$269K$1,2120.33%Not publishedForm 5500 ↗
2021208$14.1M$205K$1,0450.34%Not publishedForm 5500 ↗

Other Harbor Industries plans (1)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

Harbor Industries, Inc. Pension Plan

Plan 002 · EIN 38-0591933 · plan year 2024 filing
$25,486
Average account balance
86
Participants (end of year)
$2.2M
Plan assets (end of year)
2.48%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

Plan type and statusPension (defined benefit) · FrozenForm 5500 ↗

Common questions

Does Harbor Industries match 401(k) contributions?

The match terms for the Harbor Industries, Inc. 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $247K in employer contributions, about $1,178 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Harbor Industries 401(k) match vested?

The vesting schedule for the Harbor Industries, Inc. 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Harbor Industries 401(k)?

The recordkeeper listed on Schedule C of the plan year 2024 filing is Macatawa Bank. The plan administrator is Harbor Industries, Inc..

I left Harbor Industries. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Harbor Industries, Inc., (616) 850-8252) or the recordkeeper, Macatawa Bank. The Harbor Industries old 401(k) page lists the contacts from every plan filing. Find an old Harbor Industries 401(k)

Data from the public Form 5500 annual reports Harbor Industries filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Harbor Industries. Not financial advice. Report a correction · Methodology