Harborcreek Youth Services 403(b) match, vesting and fees
What Harborcreek Youth Services' 403(b) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Equitable Life Insurance Co | Schedule C ↗ |
| Independent auditor | Root Spitznas & Smiley Inc (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 403(b) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 595 defined-contribution plans in agriculture, forestry, fishing and hunting with 100 to 499 participants.
| Harborcreek Youth Services: employer contribution per participant | $529 | |
| Peer median | $1,917 |
| Harborcreek Youth Services: average balance | $35,697 | |
| Peer median | $58,404 |
| Harborcreek Youth Services: admin expenses ÷ assets | 0.42% | |
| Peer median | 0.38% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $6.4M at the end of plan year 2021 to $9M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 267 | $9M | $133K | $529 | 0.42% | Not published | Form 5500 ↗ |
| 2023 | 251 | $8.8M | $324K | $1,361 | 0.44% | Not published | Form 5500 ↗ |
| 2022 | 277 | $7.4M | $299K | $1,308 | 0.44% | Not published | Form 5500 ↗ |
| 2021 | 230 | $6.4M | $324K | $1,653 | 0.45% | Not published | Form 5500 ↗ |
Common questions
Does Harborcreek Youth Services match 401(k) contributions?
The match terms for the Harborcreek Youth Services Retirement Savings Plan have not been published from its filing yet. The plan year 2024 filing reports $133K in employer contributions, about $529 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Harborcreek Youth Services 401(k) match vested?
The vesting schedule for the Harborcreek Youth Services Retirement Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Harborcreek Youth Services 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Equitable Life Insurance Co. The plan administrator is Harborcreek Youth Services.
I left Harborcreek Youth Services. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Harborcreek Youth Services, (814) 899-7664) or the recordkeeper, Equitable Life Insurance Co. The Harborcreek Youth Services old 401(k) page lists the contacts from every plan filing. Find an old Harborcreek Youth Services 401(k)
Data from the public Form 5500 annual reports Harborcreek Youth Services filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Harborcreek Youth Services. Not financial advice. Report a correction · Methodology