Havas North America 401(k) match, vesting and fees
What Havas North America's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Cbiz Cpas P.C. (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 23 defined-contribution plans in professional, scientific, and technical services with 5,000 to 9,999 participants.
| Havas North America: employer contribution per participant | $1,120 | |
| Peer median | $2,334 |
| Havas North America: average balance | $129,223 | |
| Peer median | $180,350 |
| Havas North America: admin expenses ÷ assets | <0.01% | |
| Peer median | 0.04% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $623M at the end of plan year 2021 to $777M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 6,363 | $777M | $6.7M | $1,120 | <0.01% | Not published | Form 5500 ↗ |
| 2024 | 6,300 | $670M | $7M | $1,174 | <0.01% | Not published | Form 5500 ↗ |
| 2023 | 6,671 | $600M | $6.6M | $1,024 | <0.01% | Not published | Form 5500 ↗ |
| 2022 | 6,651 | $499M | $6.1M | $950 | <0.01% | Not published | Form 5500 ↗ |
| 2021 | 6,312 | $623M | $5.4M | $913 | <0.01% | Not published | Form 5500 ↗ |
Other Havas North America plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Havas Worldwide Puerto Rico, Inc. Pension Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Plan type and status | Pension (defined benefit) · Frozen | Form 5500 ↗ |
Common questions
Does Havas North America match 401(k) contributions?
The match terms for the Havas North America 401(k) Retirement Plan have not been published from its filing yet. The plan year 2025 filing reports $6.7M in employer contributions, about $1,120 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Havas North America 401(k) match vested?
The vesting schedule for the Havas North America 401(k) Retirement Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Havas North America 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Fidelity Investments Institutional. The plan administrator is Havas North America, Inc..
I left Havas North America. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Havas North America, Inc., (212) 886-5042) or the recordkeeper, Fidelity Investments Institutional. The Havas North America old 401(k) page lists the contacts from every plan filing. Find an old Havas North America 401(k)
Data from the public Form 5500 annual reports Havas North America filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Havas North America. Not financial advice. Report a correction · Methodology