Heart of Florida United Way 401(k) match, vesting and fees
What Heart of Florida United Way's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Mutual of America Investment Corp | Schedule C ↗ |
| Independent auditor | Cherry Bakaert, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 942 defined-contribution plans in other services with 100 to 499 participants.
| Heart of Florida United Way: employer contribution per participant | $1,506 | |
| Peer median | $1,890 |
| Heart of Florida United Way: average balance | $55,219 | |
| Peer median | $56,033 |
| Heart of Florida United Way: admin expenses ÷ assets | 0.02% | |
| Peer median | 0.37% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $8.5M at the end of plan year 2021 to $10.1M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 189 | $10.1M | $276K | $1,506 | 0.02% | Not published | Form 5500 ↗ |
| 2024 | 217 | $8.8M | $244K | $1,144 | 0.03% | Not published | Form 5500 ↗ |
| 2023 | 270 | $7.8M | $215K | $806 | 0.02% | Not published | Form 5500 ↗ |
| 2022 | 280 | $7.4M | $204K | $796 | 0.01% | Not published | Form 5500 ↗ |
| 2021 | 230 | $8.5M | $161K | $766 | 0.02% | Not published | Form 5500 ↗ |
Common questions
Does Heart of Florida United Way match 401(k) contributions?
The match terms for the 401(k) Profit Sharing Plan for Employees of Heart of Florida United Way, Inc. have not been published from its filing yet. The plan year 2025 filing reports $276K in employer contributions, about $1,506 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Heart of Florida United Way 401(k) match vested?
The vesting schedule for the 401(k) Profit Sharing Plan for Employees of Heart of Florida United Way, Inc. is not in the data published so far. Your Summary Plan Description states it.
Who manages the Heart of Florida United Way 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Mutual of America Investment Corp. The plan administrator is Heart of Florida United Way, Inc..
I left Heart of Florida United Way. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Heart of Florida United Way, Inc., (407) 835-0900) or the recordkeeper, Mutual of America Investment Corp. The Heart of Florida United Way old 401(k) page lists the contacts from every plan filing. Find an old Heart of Florida United Way 401(k)
Data from the public Form 5500 annual reports Heart of Florida United Way filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Heart of Florida United Way. Not financial advice. Report a correction · Methodology