Heartland Automotive, LLC DBA Gateway Chevrolet 401(k) match, vesting and fees

Plan year 2025 filingHeartland Automotive LLC Group 401(k) Plan · Plan 001 · EIN 45-0458558Updated Oct 2026

What Heartland Automotive, LLC DBA Gateway Chevrolet's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2025 filing reports $561K in employer contributions, about $2,710 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2025 Form 5500 ↗
$72,667
Average account balance
280
Participants (end of year)
$15M
Plan assets (end of year)
0.83%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperJohn Hancock Life Insurance CompanySchedule C ↗
Independent auditorBrady Martz, PLLC (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2025 medians for 1,080 defined-contribution plans in retail trade with 100 to 499 participants.

Heartland Automotive, LLC DBA Gateway Chevrolet: employer contribution per participant$2,710
Peer median$1,247
Heartland Automotive, LLC DBA Gateway Chevrolet: average balance$72,667
Peer median$56,979
Heartland Automotive, LLC DBA Gateway Chevrolet: admin expenses ÷ assets0.83%
Peer median0.43%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $8.5M at the end of plan year 2021 to $15M at the end of plan year 2025.

$8.5M2021$7M2022$10.3M2023$12.8M2024$15M2025
End-of-year figures from each plan year's Form 5500 filing for the Heartland Automotive, LLC DBA Gateway Chevrolet plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
2025280$15M$561K$2,7100.83%Not publishedForm 5500 ↗
2024303$12.8M$564K$2,4110.82%Not publishedForm 5500 ↗
2023235$10.3M$236K$1,5500.86%Not publishedForm 5500 ↗
2022238$7M$216K$1,3240.81%Not publishedForm 5500 ↗
2021241$8.5M$192K$1,1520.54%Not publishedForm 5500 ↗

Common questions

Does Heartland Automotive, LLC DBA Gateway Chevrolet match 401(k) contributions?

The match terms for the Heartland Automotive LLC Group 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $561K in employer contributions, about $2,710 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Heartland Automotive, LLC DBA Gateway Chevrolet 401(k) match vested?

The vesting schedule for the Heartland Automotive LLC Group 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Heartland Automotive, LLC DBA Gateway Chevrolet 401(k)?

The recordkeeper listed on Schedule C of the plan year 2025 filing is John Hancock Life Insurance Company. The plan administrator is Heartland Automotive, LLC DBA Gateway Chevrolet.

I left Heartland Automotive, LLC DBA Gateway Chevrolet. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Heartland Automotive, LLC DBA Gateway Chevrolet, (701) 282-5522) or the recordkeeper, John Hancock Life Insurance Company. The Heartland Automotive, LLC DBA Gateway Chevrolet old 401(k) page lists the contacts from every plan filing. Find an old Heartland Automotive, LLC DBA Gateway Chevrolet 401(k)

Data from the public Form 5500 annual reports Heartland Automotive, LLC DBA Gateway Chevrolet filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Heartland Automotive, LLC DBA Gateway Chevrolet. Not financial advice. Report a correction · Methodology