Heat & Frost Insulators Local 27 retirement plan: assets, participants and fees
What Heat & Frost Insulators Local 27's retirement plan plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Alerus Retirement Solutions | 2023 Schedule C ↗ |
| Independent auditor | Novak Birks, PC (unmodified opinion) | Schedule H ↗ |
| Plan type and status | Retirement · Active | Form 5500 ↗ |
The recordkeeper is from the plan year 2023 filing, the latest that names one. The other rows are from the plan year 2024 filing.
How the plan compares
Plan year 2024 medians for 3,874 defined-contribution plans in construction with 100 to 499 participants.
| Heat & Frost Insulators Local 27: employer contribution per participant | $10,532 | |
| Peer median | $2,411 |
| Heat & Frost Insulators Local 27: average balance | $108,636 | |
| Peer median | $61,921 |
| Heat & Frost Insulators Local 27: admin expenses ÷ assets | 0.63% | |
| Peer median | 0.39% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $27.3M at the end of plan year 2021 to $32.4M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 611 | $32.4M | $3.1M | $10,532 | 0.63% | Not published | Form 5500 ↗ |
| 2023 | 553 | $28.4M | $2.1M | $9,385 | 0.60% | Not published | Form 5500 ↗ |
| 2022 | 495 | $23.8M | $1.7M | $9,217 | 0.38% | Not published | Form 5500 ↗ |
| 2021 | 494 | $27.3M | $1.7M | $8,989 | 0.40% | Not published | Form 5500 ↗ |
Other Heat & Frost Insulators Local 27 plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Insulators Local No. 27 Pension Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Novak Birks PC (unmodified opinion) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
Common questions
Does Heat & Frost Insulators Local 27 match 401(k) contributions?
The match terms for the Insulators Local No 27 Supplemental Pension Fund have not been published from its filing yet. The plan year 2024 filing reports $3.1M in employer contributions, about $10,532 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Heat & Frost Insulators Local 27 401(k) match vested?
The vesting schedule for the Insulators Local No 27 Supplemental Pension Fund is not in the data published so far. Your Summary Plan Description states it.
Who manages the Heat & Frost Insulators Local 27 401(k)?
The recordkeeper listed on Schedule C of the plan year 2023 filing is Alerus Retirement Solutions. The plan administrator is Board of Trusteees of Insulators Local No. 27.
I left Heat & Frost Insulators Local 27. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Board of Trusteees of Insulators Local No. 27, (816) 252-0588) or the recordkeeper, Alerus Retirement Solutions. The Heat & Frost Insulators Local 27 old 401(k) page lists the contacts from every plan filing. Find an old Heat & Frost Insulators Local 27 401(k)
Data from the public Form 5500 annual reports Heat & Frost Insulators Local 27 filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Heat & Frost Insulators Local 27. Not financial advice. Report a correction · Methodology