Hilltop National Bank 401(k) match, vesting and fees
What Hilltop National Bank's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Epic Retirement Plan Services | Schedule C ↗ |
| Independent auditor | Rsm US LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 1,478 defined-contribution plans in finance and insurance with 100 to 499 participants.
| Hilltop National Bank: employer contribution per participant | $2,556 | |
| Peer median | $3,122 |
| Hilltop National Bank: average balance | $198,284 | |
| Peer median | $111,687 |
| Hilltop National Bank: admin expenses ÷ assets | 0.02% | |
| Peer median | 0.20% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $35.4M at the end of plan year 2021 to $34.3M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 178 | $34.3M | $442K | $2,556 | 0.02% | Not published | Form 5500 ↗ |
| 2024 | 168 | $31M | $405K | $2,410 | 0.01% | Not published | Form 5500 ↗ |
| 2023 | 165 | $30.9M | $399K | $2,522 | 0.01% | Not published | Form 5500 ↗ |
| 2022 | 163 | $25.9M | $377K | $2,340 | 0.00% | Not published | Form 5500 ↗ |
| 2021 | 159 | $35.4M | $363K | $2,340 | 0.00% | Not published | Form 5500 ↗ |
Other Hilltop National Bank plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Hilltop National Bank Profit Sharing Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Rsm US LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Profit-sharing · Active | Form 5500 ↗ |
Common questions
Does Hilltop National Bank match 401(k) contributions?
The match terms for the Hilltop National Bank 401(k) Savings Plan have not been published from its filing yet. The plan year 2025 filing reports $442K in employer contributions, about $2,556 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Hilltop National Bank 401(k) match vested?
The vesting schedule for the Hilltop National Bank 401(k) Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Hilltop National Bank 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Epic Retirement Plan Services. The plan administrator is Hilltop National Bank.
I left Hilltop National Bank. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Hilltop National Bank, (307) 265-2740) or the recordkeeper, Epic Retirement Plan Services. The Hilltop National Bank old 401(k) page lists the contacts from every plan filing. Find an old Hilltop National Bank 401(k)
Data from the public Form 5500 annual reports Hilltop National Bank filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Hilltop National Bank. Not financial advice. Report a correction · Methodology