Hingham Lumber 401(k) match, vesting and fees

Plan year 2025 filingHingham Lumber Company Inc. 401(k) Plan · Plan 002 · EIN 04-2052403Updated Oct 2026

What Hingham Lumber's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2025 filing reports $178K in employer contributions, about $1,497 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2025 Form 5500 ↗
$141,081
Average account balance
134
Participants (end of year)
$16.8M
Plan assets (end of year)
0.40%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperFidelity Investments InstitutionalSchedule C ↗
Independent auditorCliftonlarsonallen LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2025 medians for 1,080 defined-contribution plans in retail trade with 100 to 499 participants.

Hingham Lumber: employer contribution per participant$1,497
Peer median$1,247
Hingham Lumber: average balance$141,081
Peer median$56,979
Hingham Lumber: admin expenses ÷ assets0.40%
Peer median0.43%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $14.4M at the end of plan year 2021 to $16.8M at the end of plan year 2025.

$14.4M2021$10.8M2022$12.6M2023$14.2M2024$16.8M2025
End-of-year figures from each plan year's Form 5500 filing for the Hingham Lumber plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
2025134$16.8M$178K$1,4970.40%Not publishedForm 5500 ↗
2024128$14.2M$172K$1,5210.43%Not publishedForm 5500 ↗
2023118$12.6M$167K$1,5870.43%Not publishedForm 5500 ↗
2022119$10.8M$164K$1,4810.45%Not publishedForm 5500 ↗
2021117$14.4M$152K$1,4630.05%Not publishedForm 5500 ↗

Common questions

Does Hingham Lumber match 401(k) contributions?

The match terms for the Hingham Lumber Company Inc. 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $178K in employer contributions, about $1,497 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Hingham Lumber 401(k) match vested?

The vesting schedule for the Hingham Lumber Company Inc. 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Hingham Lumber 401(k)?

The recordkeeper listed on Schedule C of the plan year 2025 filing is Fidelity Investments Institutional. The plan administrator is Hingham Lumber Company Inc..

I left Hingham Lumber. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Hingham Lumber Company Inc., (781) 741-1210) or the recordkeeper, Fidelity Investments Institutional. The Hingham Lumber old 401(k) page lists the contacts from every plan filing. Find an old Hingham Lumber 401(k)

Data from the public Form 5500 annual reports Hingham Lumber filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Hingham Lumber. Not financial advice. Report a correction · Methodology