Home Bancshares 401(k) match, vesting and fees

Plan year 2025 filingHome Bancshares, Inc. 401(k) and Employee Stock Ownership Plan · Plan 002 · EIN 71-0682831Updated Oct 2026

What Home Bancshares' 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2025 filing reports $3.7M in employer contributions, about $1,504 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2025 Form 5500 ↗
$70,137
Average account balance
3,504
Participants (end of year)
$172M
Plan assets (end of year)
0.09%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperNewport Group, Inc.Schedule C ↗
Independent auditorBaker Tilly US, LLP (unmodified opinion)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2025 medians for 214 defined-contribution plans in finance and insurance with 1,000 to 4,999 participants.

Home Bancshares: employer contribution per participant$1,504
Peer median$3,266
Home Bancshares: average balance$70,137
Peer median$137,177
Home Bancshares: admin expenses ÷ assets0.09%
Peer median0.08%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $101M at the end of plan year 2021 to $172M at the end of plan year 2025.

$101M2021$104M2022$127M2023$150M2024$172M2025
End-of-year figures from each plan year's Form 5500 filing for the Home Bancshares plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
20253,504$172M$3.7M$1,5040.09%Not publishedForm 5500 ↗
20243,461$150M$3.5M$1,3930.15%Not publishedForm 5500 ↗
20233,564$127M$3.6M$1,4310.11%Not publishedForm 5500 ↗
20223,742$104M$3.3M$1,2460.13%Not publishedForm 5500 ↗
20212,415$101M$2.6M$1,4610.11%Not publishedForm 5500 ↗

Common questions

Does Home Bancshares match 401(k) contributions?

The match terms for the Home Bancshares, Inc. 401(k) and Employee Stock Ownership Plan have not been published from its filing yet. The plan year 2025 filing reports $3.7M in employer contributions, about $1,504 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Home Bancshares 401(k) match vested?

The vesting schedule for the Home Bancshares, Inc. 401(k) and Employee Stock Ownership Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Home Bancshares 401(k)?

The recordkeeper listed on Schedule C of the plan year 2025 filing is Newport Group, Inc.. The plan administrator is Home Bancshares, Inc..

I left Home Bancshares. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Home Bancshares, Inc., (501) 328-4618) or the recordkeeper, Newport Group, Inc.. The Home Bancshares old 401(k) page lists the contacts from every plan filing. Find an old Home Bancshares 401(k)

Data from the public Form 5500 annual reports Home Bancshares filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Home Bancshares. Not financial advice. Report a correction · Methodology