Horace Mann Service 401(k) match, vesting and fees
What Horace Mann Service's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Transamerica Retirement Solutions | Schedule C ↗ |
| Independent auditor | Kerber Eck & Braeckel LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 214 defined-contribution plans in finance and insurance with 1,000 to 4,999 participants.
| Horace Mann Service: employer contribution per participant | $4,251 | |
| Peer median | $3,266 |
| Horace Mann Service: average balance | $119,706 | |
| Peer median | $137,177 |
| Horace Mann Service: admin expenses ÷ assets | 0.10% | |
| Peer median | 0.08% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $247M at the end of plan year 2021 to $299M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 2,501 | $299M | $10.6M | $4,251 | 0.10% | Not published | Form 5500 ↗ |
| 2024 | 2,456 | $266M | $10.5M | $4,265 | 0.11% | Not published | Form 5500 ↗ |
| 2023 | 2,456 | $246M | $9.7M | $3,966 | 0.15% | Not published | Form 5500 ↗ |
| 2022 | 2,533 | $207M | $8.9M | $3,522 | 0.14% | Not published | Form 5500 ↗ |
| 2021 | 2,119 | $247M | $7.8M | $3,685 | 0.16% | Not published | Form 5500 ↗ |
Other Horace Mann Service plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Horace Mann Pension Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Mercer | Schedule C ↗ |
| Independent auditor | Kerber Eck & Braeckel LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Frozen | Form 5500 ↗ |
Common questions
Does Horace Mann Service match 401(k) contributions?
The match terms for the Horace Mann 401k Plan have not been published from its filing yet. The plan year 2025 filing reports $10.6M in employer contributions, about $4,251 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Horace Mann Service 401(k) match vested?
The vesting schedule for the Horace Mann 401k Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Horace Mann Service 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Transamerica Retirement Solutions. The plan administrator is Horace Mann Service Corporation.
I left Horace Mann Service. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Horace Mann Service Corporation, (217) 789-2500) or the recordkeeper, Transamerica Retirement Solutions. The Horace Mann Service old 401(k) page lists the contacts from every plan filing. Find an old Horace Mann Service 401(k)
Data from the public Form 5500 annual reports Horace Mann Service filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Horace Mann Service. Not financial advice. Report a correction · Methodology