Howard Industries 401(k) match, vesting and fees

Plan year 2024 filingHoward Industries, Inc. Retirement Savings Plan · Plan 005 · EIN 64-0466143Updated Oct 2026

What Howard Industries' 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2024 filing reports $2.3M in employer contributions, about $2,857 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2024 Form 5500 ↗
$109,470
Average account balance
1,474
Participants (end of year)
$88M
Plan assets (end of year)
0.18%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperFidelity Investments InstitutionalSchedule C ↗
Independent auditorHorne LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2024 medians for 1,612 defined-contribution plans in manufacturing with 500 to 999 participants.

Howard Industries: employer contribution per participant$2,857
Peer median$2,038
Howard Industries: average balance$109,470
Peer median$72,907
Howard Industries: admin expenses ÷ assets0.18%
Peer median0.20%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $81.1M at the end of plan year 2021 to $88M at the end of plan year 2024.

$81.1M2021$66.9M2022$78.8M2023$88M2024
End-of-year figures from each plan year's Form 5500 filing for the Howard Industries plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
20241,474$88M$2.3M$2,8570.18%Not publishedForm 5500 ↗
20231,132$78.8M$2.1M$2,6770.16%Not publishedForm 5500 ↗
2022916$66.9M$1.9M$2,4120.17%Not publishedForm 5500 ↗
2021982$81.1M$1.7M$2,1470.18%Not publishedForm 5500 ↗

Other Howard Industries plans (2)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

Howard Industries, Inc. 401(k) Bargaining Employees Retirement Savings Plan

Plan 004 · EIN 64-0466143 · plan year 2024 filing
$16,900
Average account balance
883
Participants (end of year)
$8.9M
Plan assets (end of year)
0.23%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperFidelity Investments InstitutionalSchedule C ↗
Independent auditorBdo USA (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

Howard Industries, Inc. Employees' Retirement Services Plan

Plan 003 · EIN 64-0466143 · plan year 2024 filing
$11,202
Average account balance
339
Participants (end of year)
$470K
Plan assets (end of year)
1.66%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperEmpower Annuity Ins Co of AmericaSchedule C ↗
Independent auditorHorne LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

Common questions

Does Howard Industries match 401(k) contributions?

The match terms for the Howard Industries, Inc. Retirement Savings Plan have not been published from its filing yet. The plan year 2024 filing reports $2.3M in employer contributions, about $2,857 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Howard Industries 401(k) match vested?

The vesting schedule for the Howard Industries, Inc. Retirement Savings Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Howard Industries 401(k)?

The recordkeeper listed on Schedule C of the plan year 2024 filing is Fidelity Investments Institutional. The plan administrator is Howard Industries, Inc..

I left Howard Industries. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Howard Industries, Inc., (601) 425-3151) or the recordkeeper, Fidelity Investments Institutional. The Howard Industries old 401(k) page lists the contacts from every plan filing. Find an old Howard Industries 401(k)

Data from the public Form 5500 annual reports Howard Industries filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Howard Industries. Not financial advice. Report a correction · Methodology