Idaho Central Credit Union 401(k) match, vesting and fees
What Idaho Central Credit Union's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Poston Denney Killpack PLLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 214 defined-contribution plans in finance and insurance with 1,000 to 4,999 participants.
| Idaho Central Credit Union: employer contribution per participant | $1,165 | |
| Peer median | $3,266 |
| Idaho Central Credit Union: average balance | $46,314 | |
| Peer median | $137,177 |
| Idaho Central Credit Union: admin expenses ÷ assets | 0.30% | |
| Peer median | 0.08% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $68.5M at the end of plan year 2021 to $130M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 3,057 | $130M | $3.3M | $1,165 | 0.30% | Not published | Form 5500 ↗ |
| 2024 | 2,549 | $99.5M | $2.8M | $1,207 | 0.31% | Not published | Form 5500 ↗ |
| 2023 | 2,379 | $80.7M | $2.7M | $1,246 | 0.38% | Not published | Form 5500 ↗ |
| 2022 | 2,222 | $62.3M | $2.7M | $1,314 | 0.27% | Not published | Form 5500 ↗ |
| 2021 | 1,834 | $68.5M | $2.3M | $1,339 | 0.19% | Not published | Form 5500 ↗ |
Other Idaho Central Credit Union plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Idaho Central Credit Union Cash Balance Defined Benefit Plan and Trust
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Poston Denney & Killpack (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
Common questions
Does Idaho Central Credit Union match 401(k) contributions?
The match terms for the Idaho Central Credit Union 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $3.3M in employer contributions, about $1,165 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Idaho Central Credit Union 401(k) match vested?
The vesting schedule for the Idaho Central Credit Union 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Idaho Central Credit Union 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Fidelity Investments Institutional. The plan administrator is Idaho Central Credit Union.
I left Idaho Central Credit Union. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Idaho Central Credit Union, (208) 239-3000) or the recordkeeper, Fidelity Investments Institutional. The Idaho Central Credit Union old 401(k) page lists the contacts from every plan filing. Find an old Idaho Central Credit Union 401(k)
Data from the public Form 5500 annual reports Idaho Central Credit Union filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Idaho Central Credit Union. Not financial advice. Report a correction · Methodology