Imagen Dental Partners Association I 401(k) match, vesting and fees
What Imagen Dental Partners Association I's 401(k) plan says about matching contributions
The Company may also make a matching contribution equal to 50% of participant’s elective deferrals up to 6% of participant’s compensation and discretionary employer non-elective contributions based on a percentage of the amount the participant contributes to the Plan.
Quoted directly from the filing. Plan terms may have changed; check your current Summary Plan Description.
Plan features
Indented passages are quoted word for word from the audit report; plan terms may have changed since, so check your current Summary Plan Description.
| Employer match | Quoted from the filing above | 2024 audit report, p. 32 ↗ |
| Loans | Notes Receivable from Participant – Subject to certain limitations in the plan document, participants may borrow from their fund accounts a minimum of $1,000 up to a maximum equal to the lesser of $50,000 or 50% of their vested account balance. The loans are secured by the balance in the participant’s account and bear interest at rates which are commensurate with local prevailing rates as determined by the Plan administrator. Principal and interest is paid ratably through payroll deductions. As of December 31, 2024, participant loans have interest rates ranging from 5.25% to 10.50%. | 2024 audit report, p. 32 ↗ |
| Recordkeeper | Fidelity Investments Institutional | 2025 Schedule C ↗ |
| Independent auditor | Metz Cpa, LLC (unmodified opinion, limited scope) | 2025 Schedule H ↗ |
| Plan type and status | 401(k) · Active | 2025 Form 5500 ↗ |
Match, vesting and other plan features are from the plan year 2024 filing's audit report (the latest one extracted so far). Rows cited to the Form 5500 and its schedules are from the plan year 2025 filing.
How the plan compares
Plan year 2025 medians for 235 defined-contribution plans in health care and social assistance with 1,000 to 4,999 participants.
| Imagen Dental Partners Association I: employer contribution per participant | $1,853 | |
| Peer median | $1,537 |
| Imagen Dental Partners Association I: average balance | $45,819 | |
| Peer median | $56,476 |
| Imagen Dental Partners Association I: admin expenses ÷ assets | 0.64% | |
| Peer median | 0.19% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $2.1M at the end of plan year 2021 to $51.9M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 1,931 | $51.9M | $2.1M | $1,853 | 0.64% | Not published | Form 5500 ↗ |
| 2024 | 1,648 | $34.1M | $1.8M | $1,748 | 1.34% | Quoted in the audit report, p. 32 ↗ | Form 5500 ↗ |
| 2023 | 1,219 | $20.8M | $1.7M | $1,950 | 1.78% | Not published | Form 5500 ↗ |
| 2022 | 919 | $9.1M | $1M | $1,277 | 1.59% | Not published | Form 5500 ↗ |
| 2021 | 292 | $2.1M | $98K | $430 | 0.19% | Not published | 5500-SF ↗ |
Common questions
Does Imagen Dental Partners Association I match 401(k) contributions?
The audit report attached to the Imagen Dental Partners 401(k) Plan's plan year 2024 Form 5500, page 32 says: “The Company may also make a matching contribution equal to 50% of participant’s elective deferrals up to 6% of participant’s compensation and discretionary employer non-elective contributions based on a percentage of the amount the participant contributes to the Plan.” Plan terms may have changed; check your current Summary Plan Description.
When is the Imagen Dental Partners Association I 401(k) match vested?
The vesting schedule for the Imagen Dental Partners 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Imagen Dental Partners Association I 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Fidelity Investments Institutional. The plan administrator is Imagen Dental Partners Association I.
I left Imagen Dental Partners Association I. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Imagen Dental Partners Association I, (480) 712-4510) or the recordkeeper, Fidelity Investments Institutional. The Imagen Dental Partners Association I old 401(k) page lists the contacts from every plan filing. Find an old Imagen Dental Partners Association I 401(k)
Data from the public Form 5500 annual reports Imagen Dental Partners Association I filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Imagen Dental Partners Association I. Not financial advice. Report a correction · Methodology