Impact Floors of Texas 401(k) match, vesting and fees
What Impact Floors of Texas' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Psk LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 1,392 defined-contribution plans in construction with 100 to 499 participants.
| Impact Floors of Texas: employer contribution per participant | $1,098 | |
| Peer median | $2,501 |
| Impact Floors of Texas: average balance | $47,526 | |
| Peer median | $71,471 |
| Impact Floors of Texas: admin expenses ÷ assets | 0.59% | |
| Peer median | 0.39% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $5.2M at the end of plan year 2021 to $12.4M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 470 | $12.4M | $287K | $1,098 | 0.59% | Not published | Form 5500 ↗ |
| 2024 | 265 | $11.5M | $351K | $1,593 | 0.74% | Not published | Form 5500 ↗ |
| 2023 | 237 | $5.9M | $258K | $1,195 | 0.64% | Not published | Form 5500 ↗ |
| 2022 | 175 | $4.2M | $198K | $1,245 | 0.69% | Not published | Form 5500 ↗ |
| 2021 | 155 | $5.2M | $173K | $1,227 | 0.64% | Not published | Form 5500 ↗ |
Common questions
Does Impact Floors of Texas match 401(k) contributions?
The match terms for the Impact People 401(k) Program have not been published from its filing yet. The plan year 2025 filing reports $287K in employer contributions, about $1,098 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Impact Floors of Texas 401(k) match vested?
The vesting schedule for the Impact People 401(k) Program is not in the data published so far. Your Summary Plan Description states it.
Who manages the Impact Floors of Texas 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Fidelity Investments Institutional. The plan administrator is Impact Floors of Texas, LLC.
I left Impact Floors of Texas. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Impact Floors of Texas, LLC, (214) 951-9462) or the recordkeeper, Fidelity Investments Institutional. The Impact Floors of Texas old 401(k) page lists the contacts from every plan filing. Find an old Impact Floors of Texas 401(k)
Data from the public Form 5500 annual reports Impact Floors of Texas filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Impact Floors of Texas. Not financial advice. Report a correction · Methodology