Income Research & Management 401(k) match, vesting and fees
What Income Research & Management's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Inst Oper Co | Schedule C ↗ |
| Independent auditor | Boivin & Associates Cpas PLLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 3,409 defined-contribution plans in finance and insurance with 100 to 499 participants.
| Income Research & Management: employer contribution per participant | $20,855 | |
| Peer median | $2,868 |
| Income Research & Management: average balance | $417,119 | |
| Peer median | $95,281 |
| Income Research & Management: admin expenses ÷ assets | <0.01% | |
| Peer median | 0.22% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $104M at the end of plan year 2021 to $118M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 288 | $118M | $5.9M | $20,855 | <0.01% | Not published | Form 5500 ↗ |
| 2023 | 277 | $108M | $5.5M | $20,566 | <0.01% | Not published | Form 5500 ↗ |
| 2022 | 262 | $89.8M | $4.9M | $19,058 | — | Not published | Form 5500 ↗ |
| 2021 | 243 | $104M | $4.4M | $18,237 | — | Not published | Form 5500 ↗ |
Common questions
Does Income Research & Management match 401(k) contributions?
The match terms for the Income Research & Management Profit Sharing 401(k) Plan & Trust have not been published from its filing yet. The plan year 2024 filing reports $5.9M in employer contributions, about $20,855 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Income Research & Management 401(k) match vested?
The vesting schedule for the Income Research & Management Profit Sharing 401(k) Plan & Trust is not in the data published so far. Your Summary Plan Description states it.
Who manages the Income Research & Management 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Fidelity Investments Inst Oper Co. The plan administrator is Income Research & Management.
I left Income Research & Management. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Income Research & Management, (617) 330-9333) or the recordkeeper, Fidelity Investments Inst Oper Co. The Income Research & Management old 401(k) page lists the contacts from every plan filing. Find an old Income Research & Management 401(k)
Data from the public Form 5500 annual reports Income Research & Management filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Income Research & Management. Not financial advice. Report a correction · Methodology