Industrial and Commercial Bank of China (USA) 401(k) match, vesting and fees
What Industrial and Commercial Bank of China (USA)'s 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Caron & Bletzer, PLLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 1,478 defined-contribution plans in finance and insurance with 100 to 499 participants.
| Industrial and Commercial Bank of China (USA): employer contribution per participant | $2,242 | |
| Peer median | $3,122 |
| Industrial and Commercial Bank of China (USA): average balance | $147,774 | |
| Peer median | $111,687 |
| Industrial and Commercial Bank of China (USA): admin expenses ÷ assets | 0.11% | |
| Peer median | 0.20% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $46M at the end of plan year 2021 to $62.2M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 430 | $62.2M | $944K | $2,242 | 0.11% | Not published | Form 5500 ↗ |
| 2024 | 423 | $55.6M | $1M | $2,450 | 0.11% | Not published | Form 5500 ↗ |
| 2023 | 407 | $45.9M | $941K | $2,432 | 0.13% | Not published | Form 5500 ↗ |
| 2022 | 417 | $40.4M | $948K | $2,412 | 0.16% | Not published | Form 5500 ↗ |
| 2021 | 383 | $46M | $935K | $2,540 | 0.09% | Not published | Form 5500 ↗ |
Common questions
Does Industrial and Commercial Bank of China (USA) match 401(k) contributions?
The match terms for the Industrial and Commercial Bank of China (Usa) NA 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $944K in employer contributions, about $2,242 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Industrial and Commercial Bank of China (USA) 401(k) match vested?
The vesting schedule for the Industrial and Commercial Bank of China (Usa) NA 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Industrial and Commercial Bank of China (USA) 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Fidelity Investments Institutional. The plan administrator is Industrial and Commercial Bank of China (Usa) NA.
I left Industrial and Commercial Bank of China (USA). How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Industrial and Commercial Bank of China (Usa) NA, (212) 238-8200) or the recordkeeper, Fidelity Investments Institutional. The Industrial and Commercial Bank of China (USA) old 401(k) page lists the contacts from every plan filing. Find an old Industrial and Commercial Bank of China (USA) 401(k)
Data from the public Form 5500 annual reports Industrial and Commercial Bank of China (USA) filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Industrial and Commercial Bank of China (USA). Not financial advice. Report a correction · Methodology