Ineos USA 401(k) match, vesting and fees

Plan year 2025 filingIneos Retirement Savings Plan · Plan 002 · EIN 20-1981933Updated Oct 2026

What Ineos USA's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2025 filing reports $54.2M in employer contributions, about $9,261 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2025 Form 5500 ↗
$267,616
Average account balance
5,992
Participants (end of year)
$1.6B
Plan assets (end of year)
0.02%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperT Rowe Price Rps IncSchedule C ↗
Independent auditorGrant Thornton LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗
Late participant contributionsReported on the filingSchedule H ↗

How the plan compares

Plan year 2025 medians for 91 defined-contribution plans in manufacturing with 5,000 to 9,999 participants.

Ineos USA: employer contribution per participant$9,261
Peer median$2,852
Ineos USA: average balance$267,616
Peer median$136,445
Ineos USA: admin expenses ÷ assets0.02%
Peer median0.07%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $1.2B at the end of plan year 2021 to $1.6B at the end of plan year 2025.

$1.2B2021$1B2022$1.2B2023$1.4B2024$1.6B2025
End-of-year figures from each plan year's Form 5500 filing for the Ineos USA plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
20255,992$1.6B$54.2M$9,2610.02%Not publishedForm 5500 ↗
20246,282$1.4B$53.2M$8,7760.02%Not publishedForm 5500 ↗
20235,980$1.2B$49.2M$8,3700.01%Not publishedForm 5500 ↗
20225,566$1B$46.7M$8,5330.01%Not publishedForm 5500 ↗
20215,283$1.2B$46.5M$8,8950.01%Not publishedForm 5500 ↗

Other Ineos USA plans (1)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

Ineos USA Pension Plan

Plan 001 · EIN 20-1981933 · plan year 2024 filing
$214,862
Average account balance
647
Participants (end of year)
$139M
Plan assets (end of year)
0.47%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

Independent auditorGrant Thornton LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and statusPension (defined benefit) · FrozenForm 5500 ↗

Common questions

Does Ineos USA match 401(k) contributions?

The match terms for the Ineos Retirement Savings Plan have not been published from its filing yet. The plan year 2025 filing reports $54.2M in employer contributions, about $9,261 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Ineos USA 401(k) match vested?

The vesting schedule for the Ineos Retirement Savings Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Ineos USA 401(k)?

The recordkeeper listed on Schedule C of the plan year 2025 filing is T Rowe Price Rps Inc. The plan administrator is Ineos USA, Llc..

I left Ineos USA. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Ineos USA, Llc., (281) 535-4229) or the recordkeeper, T Rowe Price Rps Inc. The Ineos USA old 401(k) page lists the contacts from every plan filing. Find an old Ineos USA 401(k)

Data from the public Form 5500 annual reports Ineos USA filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Ineos USA. Not financial advice. Report a correction · Methodology