Ingredion 401(k) match, vesting and fees
What Ingredion's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Crowe LLP (unmodified opinion) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2025 medians for 434 defined-contribution plans in manufacturing with 1,000 to 4,999 participants.
| Ingredion: employer contribution per participant | $6,955 | |
| Peer median | $2,591 |
| Ingredion: average balance | $234,586 | |
| Peer median | $102,504 |
| Ingredion: admin expenses ÷ assets | 0.04% | |
| Peer median | 0.11% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $607M at the end of plan year 2021 to $707M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 3,061 | $707M | $20.9M | $6,955 | 0.04% | Not published | Form 5500 ↗ |
| 2024 | 2,905 | $651M | $19.6M | $6,911 | 0.05% | Not published | Form 5500 ↗ |
| 2023 | 2,823 | $577M | $18.2M | $6,442 | 0.05% | Not published | Form 5500 ↗ |
| 2022 | 2,771 | $495M | $15.7M | $5,789 | 0.04% | Not published | Form 5500 ↗ |
| 2021 | 2,517 | $607M | $14.8M | $5,920 | 0.03% | Not published | Form 5500 ↗ |
Other Ingredion plans (2)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Ingredion Incorporated Retirement Savings Plan for Hourly Employees
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Crowe LLP (unmodified opinion) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
Ingredion Pension Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Crowe LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
Common questions
Does Ingredion match 401(k) contributions?
The match terms for the Ingredion Incorporated Retirement Savings Plan for Salaried Employees have not been published from its filing yet. The plan year 2025 filing reports $20.9M in employer contributions, about $6,955 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Ingredion 401(k) match vested?
The vesting schedule for the Ingredion Incorporated Retirement Savings Plan for Salaried Employees is not in the data published so far. Your Summary Plan Description states it.
Who manages the Ingredion 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Fidelity Investments Institutional. The plan administrator is Ingredion Incorporated.
I left Ingredion. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Ingredion Incorporated, (708) 551-2600) or the recordkeeper, Fidelity Investments Institutional. The Ingredion old 401(k) page lists the contacts from every plan filing. Find an old Ingredion 401(k)
Data from the public Form 5500 annual reports Ingredion filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Ingredion. Not financial advice. Report a correction · Methodology