Inkind Cards 401(k) match, vesting and fees
What Inkind Cards' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Betterment for Business, LLC | Schedule C ↗ |
| Independent auditor | Scott Miller Cpa and Associates,p.C (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 3,569 defined-contribution plans in professional, scientific, and technical services with 100 to 499 participants.
| Inkind Cards: employer contribution per participant | $3,315 | |
| Peer median | $2,719 |
| Inkind Cards: average balance | $27,728 | |
| Peer median | $85,424 |
| Inkind Cards: admin expenses ÷ assets | 0.20% | |
| Peer median | 0.27% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $145K at the end of plan year 2022 to $4.2M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 153 | $4.2M | $504K | $3,315 | 0.20% | Not published | Form 5500 ↗ |
| 2024 | 126 | $2.2M | $319K | $2,531 | 0.17% | Not published | 5500-SF ↗ |
| 2023 | 64 | $935K | $222K | $3,530 | 0.25% | Not published | 5500-SF ↗ |
| 2022 | 48 | $145K | $45K | $949 | 0.06% | Not published | 5500-SF ↗ |
Common questions
Does Inkind Cards match 401(k) contributions?
The match terms for the Inkind Cards, Inc. 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $504K in employer contributions, about $3,315 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Inkind Cards 401(k) match vested?
The vesting schedule for the Inkind Cards, Inc. 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Inkind Cards 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Betterment for Business, LLC. The plan administrator is Inkind Cards, Inc..
I left Inkind Cards. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Inkind Cards, Inc., (512) 695-8441) or the recordkeeper, Betterment for Business, LLC. The Inkind Cards old 401(k) page lists the contacts from every plan filing. Find an old Inkind Cards 401(k)
Data from the public Form 5500 annual reports Inkind Cards filed with the U.S. Department of Labor (plan years 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Inkind Cards. Not financial advice. Report a correction · Methodology