International Union of Operating Enginne Local 295 401k Plan 401(k) match, vesting and fees

Plan year 2025 filingInternational Union of Operating Engineers Local 295 401k Plan · Plan 001 · EIN 93-3896612Updated Oct 2026

What International Union of Operating Enginne Local 295 401k Plan's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2025 filing reports $306K in employer contributions, about $1,102 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2025 Form 5500 ↗
$21,001
Average account balance
278
Participants (end of year)
$5.8M
Plan assets (end of year)
2.65%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperJohn HancockSchedule C ↗
Independent auditorFitzsimmons Abrams, LLP (unmodified opinion)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2025 medians for 1,392 defined-contribution plans in construction with 100 to 499 participants.

International Union of Operating Enginne Local 295 401k Plan: employer contribution per participant$1,102
Peer median$2,501
International Union of Operating Enginne Local 295 401k Plan: average balance$21,001
Peer median$71,471
International Union of Operating Enginne Local 295 401k Plan: admin expenses ÷ assets2.65%
Peer median0.39%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $73K at the end of plan year 2022 to $5.8M at the end of plan year 2025.

$73K2022$4M2023$4.8M2024$5.8M2025
End-of-year figures from each plan year's Form 5500 filing for the International Union of Operating Enginne Local 295 401k Plan plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
2025278$5.8M$306K$1,1022.65%Not publishedForm 5500 ↗
2024268$4.8M$274K$1,0232.44%Not publishedForm 5500 ↗
2023249$4M$124K$5401.24%Not publishedForm 5500 ↗
2022127$73K$66K$55838.71%Not publishedForm 5500 ↗

Common questions

Does International Union of Operating Enginne Local 295 401k Plan match 401(k) contributions?

The match terms for the International Union of Operating Engineers Local 295 401k Plan have not been published from its filing yet. The plan year 2025 filing reports $306K in employer contributions, about $1,102 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the International Union of Operating Enginne Local 295 401k Plan 401(k) match vested?

The vesting schedule for the International Union of Operating Engineers Local 295 401k Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the International Union of Operating Enginne Local 295 401k Plan 401(k)?

The recordkeeper listed on Schedule C of the plan year 2025 filing is John Hancock. The plan administrator is International Union of Operating Enginne Local 295 401k Plan.

I left International Union of Operating Enginne Local 295 401k Plan. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (International Union of Operating Enginne Local 295 401k Plan, (718) 762-1415) or the recordkeeper, John Hancock. The International Union of Operating Enginne Local 295 401k Plan old 401(k) page lists the contacts from every plan filing. Find an old International Union of Operating Enginne Local 295 401k Plan 401(k)

Data from the public Form 5500 annual reports International Union of Operating Enginne Local 295 401k Plan filed with the U.S. Department of Labor (plan years 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with International Union of Operating Enginne Local 295 401k Plan. Not financial advice. Report a correction · Methodology