Investors Heritage Capital 401(k) match, vesting and fees
What Investors Heritage Capital's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Cherry Bekaert, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 398 defined-contribution plans in management of companies and enterprises with 100 to 499 participants.
| Investors Heritage Capital: employer contribution per participant | $2,273 | |
| Peer median | $2,051 |
| Investors Heritage Capital: average balance | $121,935 | |
| Peer median | $71,053 |
| Investors Heritage Capital: admin expenses ÷ assets | 0.03% | |
| Peer median | 0.25% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $18M at the end of plan year 2021 to $16.7M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 137 | $16.7M | $311K | $2,273 | 0.03% | Not published | Form 5500 ↗ |
| 2023 | 143 | $16.2M | $312K | $2,209 | <0.01% | Not published | Form 5500 ↗ |
| 2022 | 137 | $16.1M | $285K | $2,111 | 0.01% | Not published | Form 5500 ↗ |
| 2021 | 122 | $18M | $265K | $2,170 | <0.01% | Not published | Form 5500 ↗ |
Other Investors Heritage Capital plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Ihcc Employee Retirement Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Cherry Bekaert LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Frozen | Form 5500 ↗ |
Common questions
Does Investors Heritage Capital match 401(k) contributions?
The match terms for the Ihcc 401(k) Retirement Plan have not been published from its filing yet. The plan year 2024 filing reports $311K in employer contributions, about $2,273 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Investors Heritage Capital 401(k) match vested?
The vesting schedule for the Ihcc 401(k) Retirement Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Investors Heritage Capital 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Principal Life Insurance Company. The plan administrator is Investors Heritage Capital Corporation.
I left Investors Heritage Capital. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Investors Heritage Capital Corporation, (502) 209-1009) or the recordkeeper, Principal Life Insurance Company. The Investors Heritage Capital old 401(k) page lists the contacts from every plan filing. Find an old Investors Heritage Capital 401(k)
Data from the public Form 5500 annual reports Investors Heritage Capital filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Investors Heritage Capital. Not financial advice. Report a correction · Methodology