J.N. White Associates 401(k) match, vesting and fees
What J.N. White Associates' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Life & Annuity Insurance Co | Schedule C ↗ |
| Independent auditor | Sardone Robinson and Associates LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 3,042 defined-contribution plans in manufacturing with 100 to 499 participants.
| J.N. White Associates: employer contribution per participant | $2,773 | |
| Peer median | $1,962 |
| J.N. White Associates: average balance | $100,768 | |
| Peer median | $75,225 |
| J.N. White Associates: admin expenses ÷ assets | 0.47% | |
| Peer median | 0.32% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $9.5M at the end of plan year 2021 to $11.6M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 124 | $11.6M | $319K | $2,773 | 0.47% | Not published | Form 5500 ↗ |
| 2024 | 120 | $10.8M | $158K | $1,335 | 0.41% | Not published | Form 5500 ↗ |
| 2023 | 127 | $10.5M | $301K | $2,485 | 0.55% | Not published | Form 5500 ↗ |
| 2022 | 138 | $8.3M | $283K | $2,193 | 0.38% | Not published | Form 5500 ↗ |
| 2021 | 125 | $9.5M | $216K | $1,834 | 0.41% | Not published | 5500-SF ↗ |
Common questions
Does J.N. White Associates match 401(k) contributions?
The match terms for the J.N. White Associates Inc Profit Sharing Plan have not been published from its filing yet. The plan year 2025 filing reports $319K in employer contributions, about $2,773 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the J.N. White Associates 401(k) match vested?
The vesting schedule for the J.N. White Associates Inc Profit Sharing Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the J.N. White Associates 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Empower Life & Annuity Insurance Co. The plan administrator is Jn White Associates Inc.
I left J.N. White Associates. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Jn White Associates Inc, (585) 237-5191) or the recordkeeper, Empower Life & Annuity Insurance Co. The J.N. White Associates old 401(k) page lists the contacts from every plan filing. Find an old J.N. White Associates 401(k)
Data from the public Form 5500 annual reports J.N. White Associates filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with J.N. White Associates. Not financial advice. Report a correction · Methodology