James Gramm, LLC DBA Safford Chry/JP/Ddge of Fredericksburg 401(k) match, vesting and fees
What James Gramm, LLC DBA Safford Chry/JP/Ddge of Fredericksburg's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Baker Tilly US LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 479 defined-contribution plans in retail trade with 1,000 to 4,999 participants.
| James Gramm, LLC DBA Safford Chry/JP/Ddge of Fredericksburg: employer contribution per participant | $884 | |
| Peer median | $1,023 |
| James Gramm, LLC DBA Safford Chry/JP/Ddge of Fredericksburg: average balance | $41,116 | |
| Peer median | $43,395 |
| James Gramm, LLC DBA Safford Chry/JP/Ddge of Fredericksburg: admin expenses ÷ assets | 0.49% | |
| Peer median | 0.23% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $19M at the end of plan year 2021 to $43.6M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 1,701 | $43.6M | $938K | $884 | 0.49% | Not published | Form 5500 ↗ |
| 2023 | 1,132 | $37.2M | $1.1M | $1,186 | 0.50% | Not published | Form 5500 ↗ |
| 2022 | 552 | $17M | $520K | $1,231 | 0.57% | Not published | Form 5500 ↗ |
| 2021 | 598 | $19M | $382K | $909 | 0.51% | Not published | Form 5500 ↗ |
Common questions
Does James Gramm, LLC DBA Safford Chry/JP/Ddge of Fredericksburg match 401(k) contributions?
The match terms for the Safford Automotive Group 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $938K in employer contributions, about $884 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the James Gramm, LLC DBA Safford Chry/JP/Ddge of Fredericksburg 401(k) match vested?
The vesting schedule for the Safford Automotive Group 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the James Gramm, LLC DBA Safford Chry/JP/Ddge of Fredericksburg 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Fidelity Investments Institutional. The plan administrator is James Gramm, LLC DBA Safford Chry/Jp/Ddge of Fredericksburg.
I left James Gramm, LLC DBA Safford Chry/JP/Ddge of Fredericksburg. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (James Gramm, LLC DBA Safford Chry/Jp/Ddge of Fredericksburg, (540) 898-7200) or the recordkeeper, Fidelity Investments Institutional. The James Gramm, LLC DBA Safford Chry/JP/Ddge of Fredericksburg old 401(k) page lists the contacts from every plan filing. Find an old James Gramm, LLC DBA Safford Chry/JP/Ddge of Fredericksburg 401(k)
Data from the public Form 5500 annual reports James Gramm, LLC DBA Safford Chry/JP/Ddge of Fredericksburg filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with James Gramm, LLC DBA Safford Chry/JP/Ddge of Fredericksburg. Not financial advice. Report a correction · Methodology