Jarmoc Tobacco 401(k) match, vesting and fees
What Jarmoc Tobacco's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Insurance Company O | Schedule C ↗ |
| Independent auditor | Gitlin & Company, LLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 595 defined-contribution plans in agriculture, forestry, fishing and hunting with 100 to 499 participants.
| Jarmoc Tobacco: employer contribution per participant | $1,248 | |
| Peer median | $1,917 |
| Jarmoc Tobacco: average balance | $5,177 | |
| Peer median | $58,404 |
| Jarmoc Tobacco: admin expenses ÷ assets | 1.24% | |
| Peer median | 0.38% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $281K at the end of plan year 2023 to $751K at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 145 | $751K | $181K | $1,248 | 1.24% | Not published | Form 5500 ↗ |
| 2023 | 119 | $281K | $111K | $933 | 1.02% | Not published | Form 5500 ↗ |
Common questions
Does Jarmoc Tobacco match 401(k) contributions?
The match terms for the Jarmoc Tobacco 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $181K in employer contributions, about $1,248 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Jarmoc Tobacco 401(k) match vested?
The vesting schedule for the Jarmoc Tobacco 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Jarmoc Tobacco 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Empower Annuity Insurance Company O. The plan administrator is Jarmoc Tobacco LLC.
I left Jarmoc Tobacco. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Jarmoc Tobacco LLC, (860) 716-5640) or the recordkeeper, Empower Annuity Insurance Company O. The Jarmoc Tobacco old 401(k) page lists the contacts from every plan filing. Find an old Jarmoc Tobacco 401(k)
Data from the public Form 5500 annual reports Jarmoc Tobacco filed with the U.S. Department of Labor (plan years 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Jarmoc Tobacco. Not financial advice. Report a correction · Methodology