Jefferson Capital Systems 401(k) match, vesting and fees
What Jefferson Capital Systems' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Insurance Company O | Schedule C ↗ |
| Independent auditor | Kimberlin Company, PLLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 535 defined-contribution plans in administrative, support and waste management services with 100 to 499 participants.
| Jefferson Capital Systems: employer contribution per participant | $563 | |
| Peer median | $1,445 |
| Jefferson Capital Systems: average balance | $51,338 | |
| Peer median | $36,074 |
| Jefferson Capital Systems: admin expenses ÷ assets | 0.51% | |
| Peer median | 0.52% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $11.1M at the end of plan year 2023 to $16.2M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 381 | $16.2M | $178K | $563 | 0.51% | Not published | Form 5500 ↗ |
| 2024 | 264 | $13.8M | $160K | $741 | 0.36% | Not published | Form 5500 ↗ |
| 2023 | 299 | $11.1M | $143K | $564 | 0.36% | Not published | Form 5500 ↗ |
Common questions
Does Jefferson Capital Systems match 401(k) contributions?
The match terms for the Jefferson Capital Systems, LLC 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $178K in employer contributions, about $563 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Jefferson Capital Systems 401(k) match vested?
The vesting schedule for the Jefferson Capital Systems, LLC 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Jefferson Capital Systems 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Empower Annuity Insurance Company O. The plan administrator is Jefferson Capital Systems, LLC.
I left Jefferson Capital Systems. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Jefferson Capital Systems, LLC, (409) 234-7417) or the recordkeeper, Empower Annuity Insurance Company O. The Jefferson Capital Systems old 401(k) page lists the contacts from every plan filing. Find an old Jefferson Capital Systems 401(k)
Data from the public Form 5500 annual reports Jefferson Capital Systems filed with the U.S. Department of Labor (plan years 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Jefferson Capital Systems. Not financial advice. Report a correction · Methodology