JS&S (Water Holdings) 401(k) match, vesting and fees

Plan year 2024 filingSwire Water 401(k) Retirement Savings Plan · Plan 003 · EIN 94-2229674Updated Oct 2026

What JS&S (Water Holdings)'s 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2024 filing reports $3.4M in employer contributions, about $4,433 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2024 Form 5500 ↗
$123,870
Average account balance
817
Participants (end of year)
$95.9M
Plan assets (end of year)
0.28%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperPrincipal Life Insurance CompanySchedule C ↗
Independent auditorRichey, May & Co., LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2024 medians for 1,612 defined-contribution plans in manufacturing with 500 to 999 participants.

JS&S (Water Holdings): employer contribution per participant$4,433
Peer median$2,038
JS&S (Water Holdings): average balance$123,870
Peer median$72,907
JS&S (Water Holdings): admin expenses ÷ assets0.28%
Peer median0.20%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $84.7M at the end of plan year 2021 to $95.9M at the end of plan year 2024.

$84.7M2021$67M2022$81.9M2023$95.9M2024
End-of-year figures from each plan year's Form 5500 filing for the JS&S (Water Holdings) plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
2024817$95.9M$3.4M$4,4330.28%Not publishedForm 5500 ↗
2023816$81.9M$2.8M$4,0470.27%Not publishedForm 5500 ↗
2022730$67M$2.7M$3,9310.30%Not publishedForm 5500 ↗
2021738$84.7M$1.3M$1,7750.13%Not publishedForm 5500 ↗

Other JS&S (Water Holdings) plans (1)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

Westech Engineering, Inc. Employee Stock Ownership Plan

Plan 002 · EIN 94-2229674 · plan year 2021 filing · terminated
—
Average account balance
0
Participants (end of year)
$0
Plan assets (end of year)
0.00%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

Independent auditorWsrp, LLC (unmodified opinion, limited scope)Schedule H ↗
Plan type and statusRetirement · Terminated (final filing)Form 5500 ↗

Common questions

Does JS&S (Water Holdings) match 401(k) contributions?

The match terms for the Swire Water 401(k) Retirement Savings Plan have not been published from its filing yet. The plan year 2024 filing reports $3.4M in employer contributions, about $4,433 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the JS&S (Water Holdings) 401(k) match vested?

The vesting schedule for the Swire Water 401(k) Retirement Savings Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the JS&S (Water Holdings) 401(k)?

The recordkeeper listed on Schedule C of the plan year 2024 filing is Principal Life Insurance Company. The plan administrator is Js&S (Water Holdings) Inc..

I left JS&S (Water Holdings). How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Js&S (Water Holdings) Inc., (801) 290-1203) or the recordkeeper, Principal Life Insurance Company. The JS&S (Water Holdings) old 401(k) page lists the contacts from every plan filing. Find an old JS&S (Water Holdings) 401(k)

Data from the public Form 5500 annual reports JS&S (Water Holdings) filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with JS&S (Water Holdings). Not financial advice. Report a correction · Methodology