Judy Construction 401(k) match, vesting and fees
What Judy Construction's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Insurance Co of Ame | Schedule C ↗ |
| Independent auditor | Ecp Accounting, Inc. (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 3,874 defined-contribution plans in construction with 100 to 499 participants.
| Judy Construction: employer contribution per participant | $1,330 | |
| Peer median | $2,411 |
| Judy Construction: average balance | $37,658 | |
| Peer median | $61,921 |
| Judy Construction: admin expenses ÷ assets | 0.19% | |
| Peer median | 0.39% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $10M at the end of plan year 2021 to $11.9M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 350 | $11.9M | $419K | $1,330 | 0.19% | Not published | Form 5500 ↗ |
| 2023 | 352 | $11.5M | $528K | $1,750 | 0.16% | Not published | Form 5500 ↗ |
| 2022 | 354 | $9.8M | $577K | $1,937 | 0.19% | Not published | Form 5500 ↗ |
| 2021 | 329 | $10M | $543K | $1,735 | 0.18% | Not published | Form 5500 ↗ |
Other Judy Construction plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Judy Construction Company Employee Stock Ownership Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Ecp Accounting, Inc. (unmodified opinion) | Schedule H ↗ |
| Plan type and status | Retirement · Active | Form 5500 ↗ |
Common questions
Does Judy Construction match 401(k) contributions?
The match terms for the Judy Construction Company Profit Sharing Plan have not been published from its filing yet. The plan year 2024 filing reports $419K in employer contributions, about $1,330 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Judy Construction 401(k) match vested?
The vesting schedule for the Judy Construction Company Profit Sharing Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Judy Construction 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Empower Annuity Insurance Co of Ame. The plan administrator is Judy Construction Company.
I left Judy Construction. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Judy Construction Company, (859) 234-6900) or the recordkeeper, Empower Annuity Insurance Co of Ame. The Judy Construction old 401(k) page lists the contacts from every plan filing. Find an old Judy Construction 401(k)
Data from the public Form 5500 annual reports Judy Construction filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Judy Construction. Not financial advice. Report a correction · Methodology