July Business Services 401(k) match, vesting and fees
What July Business Services' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | July Business Services | Schedule C ↗ |
| Independent auditor | Holbrook & Manter (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 1,087 defined-contribution plans in professional, scientific, and technical services with 1,000 to 4,999 participants.
| July Business Services: employer contribution per participant | $1,386 | |
| Peer median | $2,556 |
| July Business Services: average balance | $13,729 | |
| Peer median | $100,166 |
| July Business Services: admin expenses ÷ assets | 1.02% | |
| Peer median | 0.11% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $12K at the end of plan year 2021 to $52.9M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 5,382 | $52.9M | $5.3M | $1,386 | 1.02% | Not published | Form 5500 ↗ |
| 2023 | 3,440 | $37.9M | $3M | $1,229 | 0.87% | Not published | Form 5500 ↗ |
| 2022 | 2,201 | $17.1M | $1.5M | $917 | 0.88% | Not published | Form 5500 ↗ |
| 2021 | 52 | $12K | $477 | $13 | 0.00% | Not published | Form 5500 ↗ |
Other July Business Services plans (3)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
July Pooled Employer Plan #1
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | July Business Services | Schedule C ↗ |
| Independent auditor | Holbrook & Manter (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
July Pooled Employer Plan #3
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | July Business Services | Schedule C ↗ |
| Independent auditor | Holbrook & Manter (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
July Business Services 401(k) Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Holbrook & Manter (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
Common questions
Does July Business Services match 401(k) contributions?
The match terms for the July Pooled Employer Plan #2 have not been published from its filing yet. The plan year 2024 filing reports $5.3M in employer contributions, about $1,386 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the July Business Services 401(k) match vested?
The vesting schedule for the July Pooled Employer Plan #2 is not in the data published so far. Your Summary Plan Description states it.
Who manages the July Business Services 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is July Business Services. The plan administrator is July Business Services.
I left July Business Services. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (July Business Services, (888) 333-5859) or the recordkeeper, July Business Services. The July Business Services old 401(k) page lists the contacts from every plan filing. Find an old July Business Services 401(k)
Data from the public Form 5500 annual reports July Business Services filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with July Business Services. Not financial advice. Report a correction · Methodology