Junior Achievement USA 401(k) match, vesting and fees
What Junior Achievement USA's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Transamerica Financial Life Insuran | Schedule C ↗ |
| Independent auditor | Forvis Mazars, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 352 defined-contribution plans in other services with 500 to 999 participants.
| Junior Achievement USA: employer contribution per participant | $2,626 | |
| Peer median | $1,775 |
| Junior Achievement USA: average balance | $44,470 | |
| Peer median | $48,211 |
| Junior Achievement USA: admin expenses ÷ assets | 0.76% | |
| Peer median | 0.25% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $25.6M at the end of plan year 2021 to $43M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 1,155 | $43M | $2.5M | $2,626 | 0.76% | Not published | Form 5500 ↗ |
| 2023 | 1,126 | $33.9M | $2.3M | $2,595 | 0.79% | Not published | Form 5500 ↗ |
| 2022 | 1,217 | $24.3M | $1.9M | $1,817 | 0.79% | Not published | Form 5500 ↗ |
| 2021 | 1,037 | $25.6M | $1.5M | $1,737 | 0.83% | Not published | Form 5500 ↗ |
Other Junior Achievement USA plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Ja USA 403(b) Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Plan type and status | 403(b) · Terminated (final filing) | Form 5500 ↗ |
Common questions
Does Junior Achievement USA match 401(k) contributions?
The match terms for the Ja USA 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $2.5M in employer contributions, about $2,626 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Junior Achievement USA 401(k) match vested?
The vesting schedule for the Ja USA 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Junior Achievement USA 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Transamerica Financial Life Insuran. The plan administrator is 3(16) Fiduciary Services Corporation.
I left Junior Achievement USA. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (3(16) Fiduciary Services Corporation, (561) 440-2139) or the recordkeeper, Transamerica Financial Life Insuran. The Junior Achievement USA old 401(k) page lists the contacts from every plan filing. Find an old Junior Achievement USA 401(k)
Data from the public Form 5500 annual reports Junior Achievement USA filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Junior Achievement USA. Not financial advice. Report a correction · Methodology