Just Energy (U.S.) 401(k) match, vesting and fees
What Just Energy (U.S.)'s 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Smith & Howard PC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2025 medians for 127 defined-contribution plans in utilities with 100 to 499 participants.
| Just Energy (U.S.): employer contribution per participant | $2,916 | |
| Peer median | $3,995 |
| Just Energy (U.S.): average balance | $89,311 | |
| Peer median | $115,215 |
| Just Energy (U.S.): admin expenses ÷ assets | 0.36% | |
| Peer median | 0.29% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $23.4M at the end of plan year 2021 to $36.5M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 574 | $36.5M | $1.2M | $2,916 | 0.36% | Not published | Form 5500 ↗ |
| 2024 | 570 | $28.6M | $1.1M | $2,599 | 0.25% | Not published | Form 5500 ↗ |
| 2023 | 594 | $26.1M | $1.1M | $2,481 | 0.37% | Not published | Form 5500 ↗ |
| 2022 | 616 | $20.6M | $1.1M | $2,590 | 0.38% | Not published | Form 5500 ↗ |
| 2021 | 553 | $23.4M | $947K | $2,404 | 0.40% | Not published | Form 5500 ↗ |
Common questions
Does Just Energy (U.S.) match 401(k) contributions?
The match terms for the Just Energy 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $1.2M in employer contributions, about $2,916 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Just Energy (U.S.) 401(k) match vested?
The vesting schedule for the Just Energy 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Just Energy (U.S.) 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Fidelity Investments Institutional. The plan administrator is Just Energy (U.S.) Corp..
I left Just Energy (U.S.). How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Just Energy (U.S.) Corp., (866) 272-9488) or the recordkeeper, Fidelity Investments Institutional. The Just Energy (U.S.) old 401(k) page lists the contacts from every plan filing. Find an old Just Energy (U.S.) 401(k)
Data from the public Form 5500 annual reports Just Energy (U.S.) filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Just Energy (U.S.). Not financial advice. Report a correction · Methodology