Keith Smith retirement plan: assets, participants and fees
What Keith Smith's retirement plan plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | T. Rowe Price Rps, Inc. | Schedule C ↗ |
| Independent auditor | Jason Underwood Cpa, PLLC DBA ERISA (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Profit-sharing · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2025 medians for 197 defined-contribution plans in agriculture, forestry, fishing and hunting with 100 to 499 participants.
| Keith Smith: employer contribution per participant | $5,773 | |
| Peer median | $2,013 |
| Keith Smith: average balance | $140,800 | |
| Peer median | $66,282 |
| Keith Smith: admin expenses ÷ assets | 0.42% | |
| Peer median | 0.36% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $12.1M at the end of plan year 2021 to $16.3M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 117 | $16.3M | $670K | $5,773 | 0.42% | Not published | Form 5500 ↗ |
| 2024 | 132 | $14.1M | $178K | $1,381 | 0.64% | Not published | Form 5500 ↗ |
| 2023 | 129 | $12.6M | $487K | $3,867 | 0.62% | Not published | Form 5500 ↗ |
| 2022 | 132 | $10.8M | $587K | $4,658 | 0.61% | Not published | Form 5500 ↗ |
| 2021 | 139 | $12.1M | $523K | $3,901 | 0.63% | Not published | Form 5500 ↗ |
Common questions
Does Keith Smith match 401(k) contributions?
The match terms for the Keith Smith Company, Inc Employee Psp have not been published from its filing yet. The plan year 2025 filing reports $670K in employer contributions, about $5,773 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Keith Smith 401(k) match vested?
The vesting schedule for the Keith Smith Company, Inc Employee Psp is not in the data published so far. Your Summary Plan Description states it.
Who manages the Keith Smith 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is T. Rowe Price Rps, Inc.. The plan administrator is Keith Smith Company, Inc..
I left Keith Smith. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Keith Smith Company, Inc., (501) 760-0100) or the recordkeeper, T. Rowe Price Rps, Inc.. The Keith Smith old 401(k) page lists the contacts from every plan filing. Find an old Keith Smith 401(k)
Data from the public Form 5500 annual reports Keith Smith filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Keith Smith. Not financial advice. Report a correction · Methodology