Find an old Kemper 401(k)

Who to contact about an account in each of the 2 Kemper plans, from the filings. Free, no sign-up, no Social Security number.

Kemper Corporation 401(k) Retirement Plan

Kemper Corporation · Plan 003 · EIN 95-4255452 · Chicago, IL

Active · plan year 2025 filing401(k)
Plan administratorKemper Corporation
200 E. Randolph Street, Suite 3300, Chicago, IL 60601-6509
Form 5500 ↗
Recordkeeper (who holds the accounts)Principal Life Insurance CompanySchedule C ↗
Former employees with balances4,206 separated participants still had money in the planForm 5500 ↗

Kemper Corporation Pension Plan

Kemper Corporation · Plan 002 · EIN 95-4255452 · Chicago, IL

Terminated · plan year 2025 filingPension (defined benefit)
Plan administratorKemper Corporation
200 East Randolph Street, Suite 3300, Chicago, IL 60601
Form 5500 ↗
Recordkeeper (who holds the accounts)Not listed on Schedule C (small plans often don't file one)
Former employees with balances0 separated participants still had money in the planForm 5500 ↗
TerminationThe plan year 2025 filing is marked as the final filing: assets were distributed or moved. Contact the administrator about where your balance went.Form 5500 ↗

Kemper 401(k) match, vesting and fees →

Found it? Your options

Leave itOften allowed if your balance is over $7,000. You keep the plan's investments and fees.
Move it to your new job's planIf the new plan accepts roll-ins. Ask the new plan's recordkeeper.
Roll it into an IRAMore investment choices, and you control it. A direct rollover avoids withholding and penalties.
Cash outUsually taxed, plus a 10% penalty if you are under 59½.

General information, not financial or tax advice. Rules depend on your plan and situation.

How to track down the account

  1. Call the plan administrator or recordkeeper listed on the filing. Have your name, Social Security number and dates of employment ready.
  2. If the plan terminated, ask the administrator where balances went (another plan, an IRA provider, or a state unclaimed-property office).
  3. Over 65? Also check the Department of Labor's Retirement Savings Lost and Found database.

Common questions

How do I find my old Kemper 401(k)?

Contact the plan administrator listed on the plan's Form 5500 filing: Kemper Corporation, (312) 661-4600. The accounts are held by the recordkeeper, Principal Life Insurance Company. Have your Social Security number and dates of employment ready.

What is the Kemper 401(k) phone number?

The plan administrator phone number on the plan year 2025 filing is (312) 661-4600.

Contacts are as filed on each plan's latest Form 5500 and may be out of date. PlanFacts is not affiliated with Kemper and does not hold accounts. Not financial advice. Report a correction