Keystone Cement 401(k) match, vesting and fees
What Keystone Cement's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Elliott Davis, LLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 8,908 defined-contribution plans in manufacturing with 100 to 499 participants.
| Keystone Cement: employer contribution per participant | $3,744 | |
| Peer median | $1,847 |
| Keystone Cement: average balance | $94,067 | |
| Peer median | $65,512 |
| Keystone Cement: admin expenses ÷ assets | 0.28% | |
| Peer median | 0.32% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $10.1M at the end of plan year 2021 to $10.3M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 110 | $10.3M | $412K | $3,744 | 0.28% | Not published | Form 5500 ↗ |
| 2023 | 107 | $9.9M | $380K | $3,552 | 0.29% | Not published | Form 5500 ↗ |
| 2022 | 104 | $8.1M | $342K | $3,286 | 0.28% | Not published | Form 5500 ↗ |
| 2021 | 105 | $10.1M | $303K | $2,881 | 0.30% | Not published | Form 5500 ↗ |
Other Keystone Cement plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Keystone Cement Company Retirement Plan for Hourly Employees
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Elliot Davis, LLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Frozen | Form 5500 ↗ |
Common questions
Does Keystone Cement match 401(k) contributions?
The match terms for the Keystone Cement Company Hourly Employee 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $412K in employer contributions, about $3,744 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Keystone Cement 401(k) match vested?
The vesting schedule for the Keystone Cement Company Hourly Employee 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Keystone Cement 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Principal Life Insurance Company. The plan administrator is Keystone Cement Company, LLC.
I left Keystone Cement. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Keystone Cement Company, LLC, (803) 496-2249) or the recordkeeper, Principal Life Insurance Company. The Keystone Cement old 401(k) page lists the contacts from every plan filing. Find an old Keystone Cement 401(k)
Data from the public Form 5500 annual reports Keystone Cement filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Keystone Cement. Not financial advice. Report a correction · Methodology