Kiva Microfunds 401(k) match, vesting and fees
What Kiva Microfunds' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | The Vanguard Group, Inc. | Schedule C ↗ |
| Independent auditor | Stringham and Lynch (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 3,409 defined-contribution plans in finance and insurance with 100 to 499 participants.
| Kiva Microfunds: employer contribution per participant | $1,206 | |
| Peer median | $2,868 |
| Kiva Microfunds: average balance | $98,082 | |
| Peer median | $95,281 |
| Kiva Microfunds: admin expenses ÷ assets | 0.02% | |
| Peer median | 0.22% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $15.7M at the end of plan year 2021 to $21.2M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 229 | $21.2M | $260K | $1,206 | 0.02% | Not published | Form 5500 ↗ |
| 2023 | 250 | $17.3M | $273K | $1,155 | 0.01% | Not published | Form 5500 ↗ |
| 2022 | 247 | $13.8M | $324K | $1,389 | 0.02% | Not published | Form 5500 ↗ |
| 2021 | 235 | $15.7M | $328K | $1,492 | 0.02% | Not published | Form 5500 ↗ |
Common questions
Does Kiva Microfunds match 401(k) contributions?
The match terms for the Kiva Microfunds 401(k) Proft Sharing Plan and Trust have not been published from its filing yet. The plan year 2024 filing reports $260K in employer contributions, about $1,206 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Kiva Microfunds 401(k) match vested?
The vesting schedule for the Kiva Microfunds 401(k) Proft Sharing Plan and Trust is not in the data published so far. Your Summary Plan Description states it.
Who manages the Kiva Microfunds 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is The Vanguard Group, Inc.. The plan administrator is Kiva Microfunds.
I left Kiva Microfunds. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Kiva Microfunds, (828) 479-5482) or the recordkeeper, The Vanguard Group, Inc.. The Kiva Microfunds old 401(k) page lists the contacts from every plan filing. Find an old Kiva Microfunds 401(k)
Data from the public Form 5500 annual reports Kiva Microfunds filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Kiva Microfunds. Not financial advice. Report a correction · Methodology