Kleinschmidt Associates 401(k) match, vesting and fees
What Kleinschmidt Associates' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | John Hancock | Schedule C ↗ |
| Independent auditor | Baker Newman Noyes (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 3,569 defined-contribution plans in professional, scientific, and technical services with 100 to 499 participants.
| Kleinschmidt Associates: employer contribution per participant | $5,434 | |
| Peer median | $2,719 |
| Kleinschmidt Associates: average balance | $252,661 | |
| Peer median | $85,424 |
| Kleinschmidt Associates: admin expenses ÷ assets | 0.11% | |
| Peer median | 0.27% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $53.6M at the end of plan year 2021 to $70.2M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 279 | $70.2M | $1.5M | $5,434 | 0.11% | Not published | Form 5500 ↗ |
| 2024 | 277 | $63.6M | $1.1M | $3,908 | 0.12% | Not published | Form 5500 ↗ |
| 2023 | 272 | $55.3M | $807K | $2,967 | 0.17% | Not published | Form 5500 ↗ |
| 2022 | 315 | $46.1M | $699K | $2,701 | 0.18% | Not published | Form 5500 ↗ |
| 2021 | 244 | $53.6M | $960K | $3,935 | 0.17% | Not published | Form 5500 ↗ |
Common questions
Does Kleinschmidt Associates match 401(k) contributions?
The match terms for the Kleinschmidt Associates Employees Profit Sharing Plan and Trust have not been published from its filing yet. The plan year 2025 filing reports $1.5M in employer contributions, about $5,434 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Kleinschmidt Associates 401(k) match vested?
The vesting schedule for the Kleinschmidt Associates Employees Profit Sharing Plan and Trust is not in the data published so far. Your Summary Plan Description states it.
Who manages the Kleinschmidt Associates 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is John Hancock. The plan administrator is Kleinschmidt Associates, Inc..
I left Kleinschmidt Associates. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Kleinschmidt Associates, Inc., (207) 487-3328) or the recordkeeper, John Hancock. The Kleinschmidt Associates old 401(k) page lists the contacts from every plan filing. Find an old Kleinschmidt Associates 401(k)
Data from the public Form 5500 annual reports Kleinschmidt Associates filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Kleinschmidt Associates. Not financial advice. Report a correction · Methodology