Find an old Kroger 401(k)
The Kroger Co. 401(k) Retirement Savings Account Plan
The Kroger Co. · Plan 010 · EIN 31-0345740 · Cincinnati, OH
| Plan administrator | The Kroger Co. 1014 Vine St, Cincinnati, OH 45202 | Form 5500 ↗ |
| Recordkeeper (who holds the accounts) | Merrill Lynch, Pierce, Fenner and S | Schedule C ↗ |
| Former employees with balances | 28,068 separated participants still had money in the plan | Form 5500 ↗ |
The Kroger Consolidated Retirement Benefit Plan Spin Off
The Kroger Co. · Plan 011 · EIN 31-0345740 · Cincinnati, OH
| Plan administrator | The Kroger Co. 1014 Vine St, Cincinnati, OH 45202-1141 | Form 5500 ↗ |
| Recordkeeper (who holds the accounts) | Not listed on Schedule C (small plans often don't file one) | |
| Former employees with balances | 4,860 separated participants still had money in the plan | Form 5500 ↗ |
The Kroger Co. Pension Plan for Employees Rep. by Amalgamated Meat Cutters and Butcher Workmen of North America, Afl-Cio, Local No. 876
The Kroger Co. · Plan 002 · EIN 31-0345740 · Cincinnati, OH
| Plan administrator | The Kroger Co. 1014 Vine St, Cincinnati, OH 45202-1141 | Form 5500 ↗ |
| Recordkeeper (who holds the accounts) | Not listed on Schedule C (small plans often don't file one) | |
| Former employees with balances | 344 separated participants still had money in the plan | Form 5500 ↗ |
The Kroger Co. Savings Plan
The Kroger Co. · Plan 004 · EIN 31-0345740 · Cincinnati, OH
| Plan administrator | The Kroger Co. 1014 Vine Street, Cincinnati, OH 45202 | Form 5500 ↗ |
| Recordkeeper (who holds the accounts) | Merrill Lynch, Pierce, Fenner and S | Schedule C ↗ |
| Former employees with balances | 0 separated participants still had money in the plan | Form 5500 ↗ |
| Termination | The plan year 2024 filing is marked as the final filing: assets were distributed or moved. Contact the administrator about where your balance went. | Form 5500 ↗ |
Kroger 401(k) match, vesting and fees →
Found it? Your options
| Leave it | Often allowed if your balance is over $7,000. You keep the plan's investments and fees. |
| Move it to your new job's plan | If the new plan accepts roll-ins. Ask the new plan's recordkeeper. |
| Roll it into an IRA | More investment choices, and you control it. A direct rollover avoids withholding and penalties. |
| Cash out | Usually taxed, plus a 10% penalty if you are under 59½. |
General information, not financial or tax advice. Rules depend on your plan and situation.
How to track down the account
- Call the plan administrator or recordkeeper listed on the filing. Have your name, Social Security number and dates of employment ready.
- If the plan terminated, ask the administrator where balances went (another plan, an IRA provider, or a state unclaimed-property office).
- Over 65? Also check the Department of Labor's Retirement Savings Lost and Found database.
Common questions
How do I find my old Kroger 401(k)?
Contact the plan administrator listed on the plan's Form 5500 filing: The Kroger Co., (877) 373-3397. The accounts are held by the recordkeeper, Merrill Lynch, Pierce, Fenner and S. Have your Social Security number and dates of employment ready.
What is the Kroger 401(k) phone number?
The plan administrator phone number on the plan year 2024 filing is (877) 373-3397.
Contacts are as filed on each plan's latest Form 5500 and may be out of date. PlanFacts is not affiliated with Kroger and does not hold accounts. Not financial advice. Report a correction