Laguna Tools 401(k) match, vesting and fees
What Laguna Tools' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fisher Asset Management LLC | Schedule C ↗ |
| Independent auditor | Cohnreznick LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 8,908 defined-contribution plans in manufacturing with 100 to 499 participants.
| Laguna Tools: employer contribution per participant | $2,430 | |
| Peer median | $1,847 |
| Laguna Tools: average balance | $42,457 | |
| Peer median | $65,512 |
| Laguna Tools: admin expenses ÷ assets | 1.35% | |
| Peer median | 0.32% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $2.9M at the end of plan year 2021 to $5.1M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 149 | $5.1M | $289K | $2,430 | 1.35% | Not published | Form 5500 ↗ |
| 2023 | 168 | $3.9M | $281K | $2,231 | 1.44% | Not published | Form 5500 ↗ |
| 2022 | 169 | $2.9M | $259K | $2,173 | 1.27% | Not published | Form 5500 ↗ |
| 2021 | 174 | $2.9M | $198K | $1,923 | 1.72% | Not published | Form 5500 ↗ |
Common questions
Does Laguna Tools match 401(k) contributions?
The match terms for the Laguna Tools, Inc. 401(k) Profit Sharing Plan and Trust have not been published from its filing yet. The plan year 2024 filing reports $289K in employer contributions, about $2,430 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Laguna Tools 401(k) match vested?
The vesting schedule for the Laguna Tools, Inc. 401(k) Profit Sharing Plan and Trust is not in the data published so far. Your Summary Plan Description states it.
Who manages the Laguna Tools 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Fisher Asset Management LLC. The plan administrator is Laguna Tools, Inc..
I left Laguna Tools. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Laguna Tools, Inc., (949) 474-1200) or the recordkeeper, Fisher Asset Management LLC. The Laguna Tools old 401(k) page lists the contacts from every plan filing. Find an old Laguna Tools 401(k)
Data from the public Form 5500 annual reports Laguna Tools filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Laguna Tools. Not financial advice. Report a correction · Methodology