Liberation Chem-Toll 401(k) match, vesting and fees
What Liberation Chem-Toll's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Insurance Company O | Schedule C ↗ |
| Independent auditor | The Cj Cpa Group, PLLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 3,042 defined-contribution plans in manufacturing with 100 to 499 participants.
| Liberation Chem-Toll: employer contribution per participant | $1,811 | |
| Peer median | $1,962 |
| Liberation Chem-Toll: average balance | $38,109 | |
| Peer median | $75,225 |
| Liberation Chem-Toll: admin expenses ÷ assets | 0.69% | |
| Peer median | 0.32% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets were $4.9M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 281 | $4.9M | $232K | $1,811 | 0.69% | Not published | Form 5500 ↗ |
Common questions
Does Liberation Chem-Toll match 401(k) contributions?
The match terms for the Schirm USA, Inc. 401(k) Profit Sharing Plan have not been published from its filing yet. The plan year 2025 filing reports $232K in employer contributions, about $1,811 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Liberation Chem-Toll 401(k) match vested?
The vesting schedule for the Schirm USA, Inc. 401(k) Profit Sharing Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Liberation Chem-Toll 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Empower Annuity Insurance Company O. The plan administrator is Liberation Chem-Toll.
I left Liberation Chem-Toll. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Liberation Chem-Toll, (972) 878-4400) or the recordkeeper, Empower Annuity Insurance Company O. The Liberation Chem-Toll old 401(k) page lists the contacts from every plan filing. Find an old Liberation Chem-Toll 401(k)
Data from the public Form 5500 annual reports Liberation Chem-Toll filed with the U.S. Department of Labor (plan years 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Liberation Chem-Toll. Not financial advice. Report a correction · Methodology