L'Oreal USA 401(k) match, vesting and fees
What L'Oreal USA's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | T Rowe Price Rps Inc | Schedule C ↗ |
| Independent auditor | Bdo USA, P.C. (unmodified opinion) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 203 defined-contribution plans in manufacturing with 10,000 to 49,999 participants.
| L'Oreal USA: employer contribution per participant | $2,731 | |
| Peer median | $3,733 |
| L'Oreal USA: average balance | $159,019 | |
| Peer median | $157,962 |
| L'Oreal USA: admin expenses ÷ assets | 0.04% | |
| Peer median | 0.05% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $1.8B at the end of plan year 2023 to $2B at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 13,365 | $2B | $35M | $2,731 | 0.04% | Not published | Form 5500 ↗ |
| 2023 | 13,477 | $1.8B | $32.5M | $2,492 | 0.04% | Not published | Form 5500 ↗ |
Other L'Oreal USA plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Pension Plan of L'Oreal USA, Inc.
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Willis Towers Watson US LLC | Schedule C ↗ |
| Independent auditor | Bdo USA, P.C. (unmodified opinion) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
Common questions
Does L'Oreal USA match 401(k) contributions?
The match terms for the L'Oreal USA, Inc. Employee Retirement Savings Plan have not been published from its filing yet. The plan year 2024 filing reports $35M in employer contributions, about $2,731 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the L'Oreal USA 401(k) match vested?
The vesting schedule for the L'Oreal USA, Inc. Employee Retirement Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the L'Oreal USA 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is T Rowe Price Rps Inc. The plan administrator is L'Oreal USA, Inc..
I left L'Oreal USA. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (L'Oreal USA, Inc., (908) 673-3498) or the recordkeeper, T Rowe Price Rps Inc. The L'Oreal USA old 401(k) page lists the contacts from every plan filing. Find an old L'Oreal USA 401(k)
Data from the public Form 5500 annual reports L'Oreal USA filed with the U.S. Department of Labor (plan years 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with L'Oreal USA. Not financial advice. Report a correction · Methodology