Lotte Chemical USA 401(k) match, vesting and fees
What Lotte Chemical USA's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments | Schedule C ↗ |
| Independent auditor | Melton & Melton, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2025 medians for 157 defined-contribution plans in management of companies and enterprises with 100 to 499 participants.
| Lotte Chemical USA: employer contribution per participant | $11,169 | |
| Peer median | $1,900 |
| Lotte Chemical USA: average balance | $150,462 | |
| Peer median | $90,270 |
| Lotte Chemical USA: admin expenses ÷ assets | 0.14% | |
| Peer median | 0.26% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $15.9M at the end of plan year 2021 to $49.2M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 480 | $49.2M | $3.7M | $11,169 | 0.14% | Not published | Form 5500 ↗ |
| 2024 | 428 | $36M | $3.8M | $10,743 | 0.15% | Not published | Form 5500 ↗ |
| 2023 | 408 | $25.9M | $3.1M | $9,907 | 0.19% | Not published | Form 5500 ↗ |
| 2022 | 345 | $17.5M | $2.8M | $9,468 | 0.25% | Not published | Form 5500 ↗ |
| 2021 | 315 | $15.9M | $2.6M | $8,901 | 0.58% | Not published | Form 5500 ↗ |
Common questions
Does Lotte Chemical USA match 401(k) contributions?
The match terms for the Lotte Chemical USA 401(k) and Profit Sharing Plan have not been published from its filing yet. The plan year 2025 filing reports $3.7M in employer contributions, about $11,169 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Lotte Chemical USA 401(k) match vested?
The vesting schedule for the Lotte Chemical USA 401(k) and Profit Sharing Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Lotte Chemical USA 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Fidelity Investments. The plan administrator is Lotte Chemical USA Corporation.
I left Lotte Chemical USA. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Lotte Chemical USA Corporation, (713) 366-8618) or the recordkeeper, Fidelity Investments. The Lotte Chemical USA old 401(k) page lists the contacts from every plan filing. Find an old Lotte Chemical USA 401(k)
Data from the public Form 5500 annual reports Lotte Chemical USA filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Lotte Chemical USA. Not financial advice. Report a correction · Methodology