Love's Travel Stops & Country Stores 401(k) match, vesting and fees
What Love's Travel Stops & Country Stores' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Milliman Inc. | Schedule C ↗ |
| Independent auditor | KPMG LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2025 medians for 20 defined-contribution plans in retail trade with 10,000 to 49,999 participants.
| Love's Travel Stops & Country Stores: employer contribution per participant | $2,942 | |
| Peer median | $1,637 |
| Love's Travel Stops & Country Stores: average balance | $52,855 | |
| Peer median | $62,166 |
| Love's Travel Stops & Country Stores: admin expenses ÷ assets | 0.15% | |
| Peer median | 0.10% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $279M at the end of plan year 2021 to $540M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 32,514 | $540M | $30.1M | $2,942 | 0.15% | Not published | Form 5500 ↗ |
| 2024 | 31,370 | $431M | $26.8M | $3,005 | 0.16% | Not published | Form 5500 ↗ |
| 2023 | 31,132 | $341M | $22.2M | $2,893 | 0.17% | Not published | Form 5500 ↗ |
| 2022 | 24,453 | $253M | $15.3M | $2,442 | 0.17% | Not published | Form 5500 ↗ |
| 2021 | 20,975 | $279M | $13.4M | $2,459 | 0.15% | Not published | Form 5500 ↗ |
Common questions
Does Love's Travel Stops & Country Stores match 401(k) contributions?
The match terms for the Love'S and Affiliated Companies 401(k) Savings Plan have not been published from its filing yet. The plan year 2025 filing reports $30.1M in employer contributions, about $2,942 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Love's Travel Stops & Country Stores 401(k) match vested?
The vesting schedule for the Love'S and Affiliated Companies 401(k) Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Love's Travel Stops & Country Stores 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Milliman Inc.. The plan administrator is Love'S Travel Stops & Country Stores, Inc..
I left Love's Travel Stops & Country Stores. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Love'S Travel Stops & Country Stores, Inc., (405) 751-9000) or the recordkeeper, Milliman Inc.. The Love's Travel Stops & Country Stores old 401(k) page lists the contacts from every plan filing. Find an old Love's Travel Stops & Country Stores 401(k)
Data from the public Form 5500 annual reports Love's Travel Stops & Country Stores filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Love's Travel Stops & Country Stores. Not financial advice. Report a correction · Methodology