Lowell Observatory retirement plan: assets, participants and fees
What Lowell Observatory's retirement plan plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Mutual of America Investment Corp | Schedule C ↗ |
| Independent auditor | Beach Fleischman Plic (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Retirement · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 3,569 defined-contribution plans in professional, scientific, and technical services with 100 to 499 participants.
| Lowell Observatory: employer contribution per participant | $2,097 | |
| Peer median | $2,719 |
| Lowell Observatory: average balance | $183,476 | |
| Peer median | $85,424 |
| Lowell Observatory: admin expenses ÷ assets | <0.01% | |
| Peer median | 0.27% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $31.4M at the end of plan year 2021 to $40.2M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 230 | $40.2M | $459K | $2,097 | <0.01% | Not published | Form 5500 ↗ |
| 2024 | 317 | $37.1M | $472K | $1,572 | <0.01% | Not published | Form 5500 ↗ |
| 2023 | 205 | $33M | $447K | $2,306 | <0.01% | Not published | Form 5500 ↗ |
| 2022 | 213 | $27.7M | $419K | $2,181 | <0.01% | Not published | Form 5500 ↗ |
| 2021 | 291 | $31.4M | $332K | $1,140 | <0.01% | Not published | Form 5500 ↗ |
Common questions
Does Lowell Observatory match 401(k) contributions?
The match terms for the Lowell Observatory 403(b) Retirement Annuity Plan have not been published from its filing yet. The plan year 2025 filing reports $459K in employer contributions, about $2,097 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Lowell Observatory 401(k) match vested?
The vesting schedule for the Lowell Observatory 403(b) Retirement Annuity Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Lowell Observatory 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Mutual of America Investment Corp. The plan administrator is Lowell Observatory.
I left Lowell Observatory. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Lowell Observatory, (928) 233-3290) or the recordkeeper, Mutual of America Investment Corp. The Lowell Observatory old 401(k) page lists the contacts from every plan filing. Find an old Lowell Observatory 401(k)
Data from the public Form 5500 annual reports Lowell Observatory filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Lowell Observatory. Not financial advice. Report a correction · Methodology