Lugano Diamonds and Jewelry 401(k) match, vesting and fees
What Lugano Diamonds and Jewelry's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Wright Ford Young Co (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2025 medians for 1,080 defined-contribution plans in retail trade with 100 to 499 participants.
| Lugano Diamonds and Jewelry: employer contribution per participant | $6,456 | |
| Peer median | $1,247 |
| Lugano Diamonds and Jewelry: average balance | $57,959 | |
| Peer median | $56,979 |
| Lugano Diamonds and Jewelry: admin expenses ÷ assets | 0.46% | |
| Peer median | 0.43% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $2.1M at the end of plan year 2021 to $7.7M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 143 | $7.7M | $852K | $6,456 | 0.46% | Not published | Form 5500 ↗ |
| 2024 | 175 | $6.8M | $689K | $4,594 | 0.25% | Not published | Form 5500 ↗ |
| 2023 | 129 | $4M | $406K | $5,016 | 0.27% | Not published | Form 5500 ↗ |
| 2022 | 101 | $2.4M | $283K | $4,801 | 0.06% | Not published | 5500-SF ↗ |
| 2021 | 58 | $2.1M | $135K | $3,288 | 0.30% | Not published | 5500-SF ↗ |
Common questions
Does Lugano Diamonds and Jewelry match 401(k) contributions?
The match terms for the Lugano Diamonds and Jewelry, Inc. 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $852K in employer contributions, about $6,456 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Lugano Diamonds and Jewelry 401(k) match vested?
The vesting schedule for the Lugano Diamonds and Jewelry, Inc. 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Lugano Diamonds and Jewelry 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Fidelity Investments Institutional. The plan administrator is Lugano Diamonds and Jewelry, Inc..
I left Lugano Diamonds and Jewelry. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Lugano Diamonds and Jewelry, Inc., (949) 720-1258) or the recordkeeper, Fidelity Investments Institutional. The Lugano Diamonds and Jewelry old 401(k) page lists the contacts from every plan filing. Find an old Lugano Diamonds and Jewelry 401(k)
Data from the public Form 5500 annual reports Lugano Diamonds and Jewelry filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Lugano Diamonds and Jewelry. Not financial advice. Report a correction · Methodology