Luks and Santaniello 401(k) match, vesting and fees
What Luks and Santaniello's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Insurance Company O | Schedule C ↗ |
| Independent auditor | Cohnreznick, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 9,213 defined-contribution plans in professional, scientific, and technical services with 100 to 499 participants.
| Luks and Santaniello: employer contribution per participant | $1,319 | |
| Peer median | $2,521 |
| Luks and Santaniello: average balance | $66,830 | |
| Peer median | $75,833 |
| Luks and Santaniello: admin expenses ÷ assets | 0.59% | |
| Peer median | 0.27% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $8.4M at the end of plan year 2022 to $13.7M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 378 | $13.7M | $270K | $1,319 | 0.59% | Not published | Form 5500 ↗ |
| 2023 | 310 | $10.7M | $222K | $1,166 | 0.58% | Not published | Form 5500 ↗ |
| 2022 | 263 | $8.4M | $183K | $1,195 | 0.58% | Not published | Form 5500 ↗ |
Common questions
Does Luks and Santaniello match 401(k) contributions?
The match terms for the Luks and Santaniello, LLC 401(k) Profit Sharing Plan have not been published from its filing yet. The plan year 2024 filing reports $270K in employer contributions, about $1,319 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Luks and Santaniello 401(k) match vested?
The vesting schedule for the Luks and Santaniello, LLC 401(k) Profit Sharing Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Luks and Santaniello 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Empower Annuity Insurance Company O. The plan administrator is Luks and Santaniello, LLC.
I left Luks and Santaniello. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Luks and Santaniello, LLC, (954) 761-9900) or the recordkeeper, Empower Annuity Insurance Company O. The Luks and Santaniello old 401(k) page lists the contacts from every plan filing. Find an old Luks and Santaniello 401(k)
Data from the public Form 5500 annual reports Luks and Santaniello filed with the U.S. Department of Labor (plan years 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Luks and Santaniello. Not financial advice. Report a correction · Methodology