Lutheran Social Services of Illinois 401(k) match, vesting and fees
What Lutheran Social Services of Illinois' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Baker Tilly US LLP (qualified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 235 defined-contribution plans in health care and social assistance with 1,000 to 4,999 participants.
| Lutheran Social Services of Illinois: employer contribution per participant | $788 | |
| Peer median | $1,537 |
| Lutheran Social Services of Illinois: average balance | $16,637 | |
| Peer median | $56,476 |
| Lutheran Social Services of Illinois: admin expenses ÷ assets | 0.59% | |
| Peer median | 0.19% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $19.2M at the end of plan year 2021 to $27.8M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 1,751 | $27.8M | $1.3M | $788 | 0.59% | Not published | Form 5500 ↗ |
| 2024 | 2,419 | $28.4M | $1.2M | $550 | 0.69% | Not published | Form 5500 ↗ |
| 2023 | 2,471 | $22.9M | $1M | $448 | 0.46% | Not published | Form 5500 ↗ |
| 2022 | 2,346 | $17.8M | $363K | $186 | 0.12% | Not published | Form 5500 ↗ |
| 2021 | 2,018 | $19.2M | $0 | $0 | 0.14% | Not published | Form 5500 ↗ |
Other Lutheran Social Services of Illinois plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Pension Equity Plan for Employees of Lutheran Social Services of Illinois
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Baker Tilly US, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Terminated (final filing) | Form 5500 ↗ |
Common questions
Does Lutheran Social Services of Illinois match 401(k) contributions?
The match terms for the 403(b) Plan for Employees of Lutheran Social Services of Illinois have not been published from its filing yet. The plan year 2025 filing reports $1.3M in employer contributions, about $788 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Lutheran Social Services of Illinois 401(k) match vested?
The vesting schedule for the 403(b) Plan for Employees of Lutheran Social Services of Illinois is not in the data published so far. Your Summary Plan Description states it.
Who manages the Lutheran Social Services of Illinois 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Fidelity Investments Institutional. The plan administrator is Lutheran Social Services of Illinois.
I left Lutheran Social Services of Illinois. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Lutheran Social Services of Illinois, (847) 635-4600) or the recordkeeper, Fidelity Investments Institutional. The Lutheran Social Services of Illinois old 401(k) page lists the contacts from every plan filing. Find an old Lutheran Social Services of Illinois 401(k)
Data from the public Form 5500 annual reports Lutheran Social Services of Illinois filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Lutheran Social Services of Illinois. Not financial advice. Report a correction · Methodology