M3 Insurance Solutions 401(k) match, vesting and fees
What M3 Insurance Solutions' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Voya Retirement Insurance & Annuity | 2024 Schedule C ↗ |
| Independent auditor | Baker Tilly US, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
The recordkeeper is from the plan year 2024 filing, the latest that names one. The other rows are from the plan year 2025 filing.
How the plan compares
Plan year 2025 medians for 208 defined-contribution plans in finance and insurance with 500 to 999 participants.
| M3 Insurance Solutions: employer contribution per participant | $7,098 | |
| Peer median | $3,090 |
| M3 Insurance Solutions: average balance | $214,302 | |
| Peer median | $119,169 |
| M3 Insurance Solutions: admin expenses ÷ assets | 0.06% | |
| Peer median | 0.10% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $102M at the end of plan year 2021 to $140M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 657 | $140M | $4.6M | $7,098 | 0.06% | Not published | Form 5500 ↗ |
| 2024 | 621 | $117M | $4.3M | $7,035 | 0.06% | Not published | Form 5500 ↗ |
| 2023 | 529 | $98M | $3.6M | $6,878 | 0.06% | Not published | Form 5500 ↗ |
| 2022 | 500 | $85M | $3.4M | $6,887 | 0.07% | Not published | Form 5500 ↗ |
| 2021 | 424 | $102M | $2.8M | $6,763 | 0.07% | Not published | Form 5500 ↗ |
Common questions
Does M3 Insurance Solutions match 401(k) contributions?
The match terms for the M3 Retirement Savings Plan have not been published from its filing yet. The plan year 2025 filing reports $4.6M in employer contributions, about $7,098 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the M3 Insurance Solutions 401(k) match vested?
The vesting schedule for the M3 Retirement Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the M3 Insurance Solutions 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Voya Retirement Insurance & Annuity. The plan administrator is M3 Insurance Solutions, Inc..
I left M3 Insurance Solutions. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (M3 Insurance Solutions, Inc., (608) 288-2744) or the recordkeeper, Voya Retirement Insurance & Annuity. The M3 Insurance Solutions old 401(k) page lists the contacts from every plan filing. Find an old M3 Insurance Solutions 401(k)
Data from the public Form 5500 annual reports M3 Insurance Solutions filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with M3 Insurance Solutions. Not financial advice. Report a correction · Methodology