Mac Discount 401(k) match, vesting and fees
What Mac Discount's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Human Interest Advisor LLC | Schedule C ↗ |
| Independent auditor | Pricekubecka, PLLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 3,141 defined-contribution plans in retail trade with 100 to 499 participants.
| Mac Discount: employer contribution per participant | $1,330 | |
| Peer median | $1,216 |
| Mac Discount: average balance | $6,436 | |
| Peer median | $50,590 |
| Mac Discount: admin expenses ÷ assets | 0.63% | |
| Peer median | 0.43% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $1.5M at the end of plan year 2023 to $2.6M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 1,314 | $2.6M | $545K | $1,330 | 0.63% | Not published | Form 5500 ↗ |
| 2023 | 952 | $1.5M | $383K | $1,469 | 0.44% | Not published | 5500-SF ↗ |
Common questions
Does Mac Discount match 401(k) contributions?
The match terms for the Mac Discount, LLC 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $545K in employer contributions, about $1,330 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Mac Discount 401(k) match vested?
The vesting schedule for the Mac Discount, LLC 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Mac Discount 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Human Interest Advisor LLC. The plan administrator is Mac Discount, LLC.
I left Mac Discount. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Mac Discount, LLC, (412) 523-2410) or the recordkeeper, Human Interest Advisor LLC. The Mac Discount old 401(k) page lists the contacts from every plan filing. Find an old Mac Discount 401(k)
Data from the public Form 5500 annual reports Mac Discount filed with the U.S. Department of Labor (plan years 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Mac Discount. Not financial advice. Report a correction · Methodology