Find an old Main Street Bank 401(k)

Who to contact about an account in each of the 3 Main Street Bank plans, from the filings. Free, no sign-up, no Social Security number.

Main Street Bank Combined 401(k) Plan

Main Street Bank Corp. · Plan 003 · EIN 34-0606020 · Wooster, OH

Active · plan year 2024 filing401(k)
Plan administratorMain Street Bank Corp.
151 North Market Street, Wooster, OH 44691
Form 5500 ↗
Recordkeeper (who holds the accounts)July Business Services, LLCSchedule C ↗
Former employees with balances39 separated participants still had money in the planForm 5500 ↗

Wayne Savings Community Bank Defined Benefit Pension Plan

Main Street Bank · Plan 001 · EIN 34-0606020 · Wooster, OH

Frozen · plan year 2025 filingPension (defined benefit)
Plan administratorMain Street Bank
151 North Market Street, Wooster, OH 44691-4809
Form 5500 ↗
Recordkeeper (who holds the accounts)Not listed on Schedule C (small plans often don't file one)

Wayne Savings Community Bank Restated Employee Stock Ownership Plan

Main Street Bank · Plan 002 · EIN 34-0606020 · Wooster, OH

Terminated · plan year 2024 filingRetirement
Plan administratorWayne Savings Community Bank
151 North Market Street, Wooster, OH 44691-4809
Form 5500 ↗
Recordkeeper (who holds the accounts)Pentegra Retirement Services, Inc.2023 Schedule C ↗
Former employees with balances0 separated participants still had money in the planForm 5500 ↗
TerminationThe plan year 2024 filing is marked as the final filing: assets were distributed or moved. Contact the administrator about where your balance went.Form 5500 ↗

Main Street Bank 401(k) match, vesting and fees →

Found it? Your options

Leave itOften allowed if your balance is over $7,000. You keep the plan's investments and fees.
Move it to your new job's planIf the new plan accepts roll-ins. Ask the new plan's recordkeeper.
Roll it into an IRAMore investment choices, and you control it. A direct rollover avoids withholding and penalties.
Cash outUsually taxed, plus a 10% penalty if you are under 59½.

General information, not financial or tax advice. Rules depend on your plan and situation.

How to track down the account

  1. Call the plan administrator or recordkeeper listed on the filing. Have your name, Social Security number and dates of employment ready.
  2. If the plan terminated, ask the administrator where balances went (another plan, an IRA provider, or a state unclaimed-property office).
  3. Over 65? Also check the Department of Labor's Retirement Savings Lost and Found database.

Common questions

How do I find my old Main Street Bank 401(k)?

Contact the plan administrator listed on the plan's Form 5500 filing: Main Street Bank Corp., (330) 287-2824. The accounts are held by the recordkeeper, July Business Services, LLC. Have your Social Security number and dates of employment ready.

What is the Main Street Bank 401(k) phone number?

The plan administrator phone number on the plan year 2024 filing is (330) 287-2824.

Contacts are as filed on each plan's latest Form 5500 and may be out of date. PlanFacts is not affiliated with Main Street Bank and does not hold accounts. Not financial advice. Report a correction