Maplebear Inc. D/B/A Instacart 401(k) match, vesting and fees

Plan year 2025 filingMaplebear Inc. D/B/A Instacart Retirement Plan · Plan 001 · EIN 46-0723335Updated Oct 2026

What Maplebear Inc. D/B/A Instacart's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2025 filing reports $17.3M in employer contributions, about $4,744 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2025 Form 5500 ↗
$113,141
Average account balance
3,973
Participants (end of year)
$413M
Plan assets (end of year)
0.03%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperFidelity Investments InstitutionalSchedule C ↗
Independent auditorClark Nuber P.S. (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗
Late participant contributionsReported on the filingSchedule H ↗

How the plan compares

Plan year 2025 medians for 266 defined-contribution plans in professional, scientific, and technical services with 1,000 to 4,999 participants.

Maplebear Inc. D/B/A Instacart: employer contribution per participant$4,744
Peer median$2,664
Maplebear Inc. D/B/A Instacart: average balance$113,141
Peer median$119,448
Maplebear Inc. D/B/A Instacart: admin expenses ÷ assets0.03%
Peer median0.09%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $75.9M at the end of plan year 2021 to $413M at the end of plan year 2025.

$75.9M2021$115M2022$205M2023$297M2024$413M2025
End-of-year figures from each plan year's Form 5500 filing for the Maplebear Inc. D/B/A Instacart plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
20253,973$413M$17.3M$4,7440.03%Not publishedForm 5500 ↗
20243,779$297M$19.2M$5,5390.04%Not publishedForm 5500 ↗
20234,204$205M$17.9M$5,0700.06%Not publishedForm 5500 ↗
20225,406$115M$14.4M$3,809<0.01%Not publishedForm 5500 ↗
20216,129$75.9M$946K$301<0.01%Not publishedForm 5500 ↗

Common questions

Does Maplebear Inc. D/B/A Instacart match 401(k) contributions?

The match terms for the Maplebear Inc. D/B/A Instacart Retirement Plan have not been published from its filing yet. The plan year 2025 filing reports $17.3M in employer contributions, about $4,744 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Maplebear Inc. D/B/A Instacart 401(k) match vested?

The vesting schedule for the Maplebear Inc. D/B/A Instacart Retirement Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Maplebear Inc. D/B/A Instacart 401(k)?

The recordkeeper listed on Schedule C of the plan year 2025 filing is Fidelity Investments Institutional. The plan administrator is Maplebear Inc. D/B/A Instacart.

I left Maplebear Inc. D/B/A Instacart. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Maplebear Inc. D/B/A Instacart, (415) 902-6508) or the recordkeeper, Fidelity Investments Institutional. The Maplebear Inc. D/B/A Instacart old 401(k) page lists the contacts from every plan filing. Find an old Maplebear Inc. D/B/A Instacart 401(k)

Data from the public Form 5500 annual reports Maplebear Inc. D/B/A Instacart filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Maplebear Inc. D/B/A Instacart. Not financial advice. Report a correction · Methodology